Risk Data Analyst: Insight-Driven Payments Analytics

Priority; Hicksville (AR); On-site; USD 75,000 - 100,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

401(k) match

ESPP (employee stock purchase)

Job summary

Priority Commerce seeks a Risk Data Analyst to analyze merchant and portfolio data, identify risk trends, and surface insights across credit, fraud, and operational risk. You’ll collaborate with underwriting, compliance, fraud operations, and product teams to protect the business and enable growth.

The role emphasizes building dashboards and reports using SQL Server, Snowflake, Tableau, and Power BI, translating complex data into actionable recommendations for risk management and improved

Qualifications

• 2-5 years of experience in risk analytics, fraud analytics, financial data analysis, or a related field within payments, fintech, banking, or commerce.
• Proficiency in SQL Server or Snowflake for querying large transactional datasets; experience with Python or R is a strong plus.
• Demonstrated experience building dashboards and visualizations in tools such as Tableau, Power BI, Looker, or similar.
• Solid understanding of payment risk concepts - chargebacks, disputes, fraud typologies, merchant underwriting, and credit risk.
• Strong analytical thinking: able to frame ambiguous problems, develop hypotheses, and validate findings with data.
• Excellent communication skills — able to present complex findings clearly to both technical and non-technical audiences.
• High attention to detail and a commitment to data accuracy and integrity.
• Bachelor's degree in a related field.

Responsibilities

• Analyze transaction, merchant, and portfolio data to identify risk trends, anomalies, and emerging exposures across credit, fraud, and operational risk categories.
• Create recurring and ad hoc reports using SQL Server, Snowflake, Excel, Periscope, Tableau, and other business intelligence tools.
• Build and maintain dashboards, models, and reports that give risk stakeholders real-time visibility into KRIs, chargeback rates, merchant health scores, and portfolio concentration.
• Develop and refine recommendations for improvements in merchant underwriting, onboarding, and ongoing monitoring.
• Support chargeback and dispute analysis - identifying root causes, tracking trends by various dimensions, and recommending remediation strategies.
• Conduct portfolio segmentation analysis to identify high-risk merchant segments and inform risk appetite decisions.
• Automate recurring risk reporting and data workflows to reduce manual effort and improve turnaround time.
• Collaborate with product, engineering and data teams to ensure risk data pipelines are accurate, complete, and timely.
• Assist in regulatory and audit-related data requests, ensuring documentation is thorough and defensible.
• Stay current on payment industry risk trends, regulatory developments, and evolving fraud typologies.
• Ability to present data and findings to management.

Skills

SQL

Snowflake

Python

R

Tableau

Power BI

Looker

Data analysis

Education

Bachelor's degree in a related field

Tools

SQL Server

Snowflake

Excel

Periscope

Tableau

Job description

Priority Commerce seeks a Risk Data Analyst to analyze merchant and portfolio data, identify risk trends, and surface insights across credit, fraud, and operational risk. You’ll collaborate with underwriting, compliance, fraud operations, and product teams to protect the business and enable growth.

The role emphasizes building dashboards and reports using SQL Server, Snowflake, Tableau, and Power BI, translating complex data into actionable recommendations for risk management and improved