Risk Data Analyst — FinTech & Payments

Priority Technology Holdings, Llc; Hicksville (NY); On-site; USD 75,000 - 100,000; Full time

Benefits offered by this job

401(k) match

Employee Stock Purchase Program (ESPP)

HSA and FSA options

Medical, dental, and vision coverage

Job summary

Priority Commerce in Hicksville, NY is seeking a Risk Data Analyst to join our analytics team. You will identify risk trends across the merchant portfolio, create dashboards, and deliver data-driven recommendations to protect the business and enable growth.

You will collaborate with underwriting, compliance, fraud operations, and product teams, translating complex data into clear guidance while building real-time KRIs and actionable insights.

Qualifications

• 2–5 years of experience in risk analytics, fraud analytics, financial data analysis, or a related field within payments, fintech, banking, or commerce.
• Proficiency in SQL Server or Snowflake for querying large transactional datasets; experience with Python or R is a strong plus.
• Demonstrated experience building dashboards and visualizations in tools such as Tableau, Power BI, Looker, or similar.
• Solid understanding of payment risk concepts — chargebacks, disputes, fraud typologies, merchant underwriting, and credit risk.
• Strong analytical thinking: able to frame ambiguous problems, develop hypotheses, and validate findings with data.
• Excellent communication skills — able to present complex findings clearly to both technical and non-technical audiences.
• Bachelor’s degree in a related field.

Responsibilities

• Analyze transaction, merchant, and portfolio data to identify risk trends, anomalies, and emerging exposures across credit, fraud, and operational risk categories.
• Create recurring and ad hoc reports using SQL Server, Snowflake, Excel, Periscope, Tableau, and other business intelligence tools.
• Build and maintain dashboards, models, and reports that give risk stakeholders real-time visibility into key risk indicators (KRIs), chargeback rates, merchant health scores, and portfolio concentration.
• Develop and refine recommendations for improvements in merchant underwriting, onboarding, and ongoing monitoring.
• Support chargeback and dispute analysis — identifying root causes, tracking trends by various dimensions (like MCC, processor, and/or partner), and recommending remediation strategies.
• Conduct portfolio segmentation analysis to identify high-risk merchant segments and inform risk appetite decisions.
• Automate recurring risk reporting and data workflows to reduce manual effort and improve turnaround time.
• Collaborate with product, engineering and data teams to ensure risk data pipelines are accurate, complete, and timely.

Skills

Analytical thinking

Risk analytics

Communication

Education

Bachelor's degree in related field

Tools

SQL Server

Snowflake

Python

R

Tableau

Power BI

Looker

Excel

Periscope

Job description

Priority Commerce in Hicksville, NY is seeking a Risk Data Analyst to join our analytics team. You will identify risk trends across the merchant portfolio, create dashboards, and deliver data-driven recommendations to protect the business and enable growth.

You will collaborate with underwriting, compliance, fraud operations, and product teams, translating complex data into clear guidance while building real-time KRIs and actionable insights.