Risk and Compliance Advisor Senior - P&C

USAA Life Insurance Company; San Antonio (TX); Híbrido; USD 120.000 - 160.000; Jornada completa

Descripción de la vacante

USAA Life Insurance Company in Texas seeks a Risk and Compliance Advisor Senior - P&C to provide independent second-line oversight, challenge, and strategic risk guidance across USAA's operations. You will evaluate risk exposures, governance practices, and emerging risks, delivering actionable recommendations to strengthen risk management and resiliency.

The ideal candidate will leverage SQL, Python, and Tableau to analyze trends, monitor KRIs/BRIs, and develop executive-level reporting,

Formación

• Bachelor's degree or 4 years of relevant education/experience.
• 6 years relevant experience in risk, compliance, legal or audit within financial services or insurance.
• In-depth knowledge of compliance laws, regulations, and regulatory expectations.
• Demonstrated ability to apply regulatory risk and compliance knowledge to consult and provide insights to business partners.

Responsabilidades

• Partners with business leaders to identify, assess, aggregate and document risks and compliance controls.
• Communicates results to governance committees and leadership.
• Implements new risk policies, practices and solutions to manage risks.
• Executes risk and compliance activities according to enterprise policies and procedures.
• Maintains knowledge of regulatory landscape and company challenges.
• Coordinates regulatory requirements and responses and supports examinations.
• Develops strategies and methodologies to monitor and report risks.
• Guides cross-functional teams to use analytical material for decision making.
• Contributes to cross-functional risk mitigation efforts.
• Formulates stress test plans with stakeholders.

Conocimientos

Risk management

Compliance knowledge

Analytical thinking

Data analysis

Educación

Bachelor's degree or 4 years of relevant education/experience

Herramientas

SQL

Python

Tableau

Descripción del empleo

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active‑duty military spouses. USAA roles may offer remote or hybrid flexibility for active‑duty military spouses consistent with applicable policy and business needs.

The Opportunity

The Risk and Compliance Advisor Senior - P&C provides independent second‑line oversight, effective challenge, and strategic risk guidance to support a strong operational risk management framework across USAA's business operations and shared services functions. This role partners with business leaders and key stakeholders to identify, assess, monitor, and mitigate operational risks, ensuring compliance with regulatory expectations, internal policies, and enterprise risk standards. The advisor is responsible for evaluating risk exposures, control effectiveness, governance practices, and emerging operational risks while providing actionable recommendations that strengthen risk management and business resiliency.

This position requires a highly analytical risk professional who can leverage data and technology to deliver meaningful risk insights and influence business decisions. The ideal candidate will have experience utilizing tools such as SQL, Python, and Tableau to analyze risk trends, monitor key risk indicators (KRIs), business risk indicators (BRIs), and operational performance metrics, and develop executive‑level reporting. Success in this role requires the ability to translate complex data into clear, concise recommendations, effectively challenge business assumptions, and partner with senior leaders to drive risk mitigation strategies, enhance operational efficiency, and promote a strong culture of risk awareness across the organization.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, or Phoenix, AZ

Relocation assistance is not available for this position.

What you'll do:

• Partners and provides guidance to key stakeholders in the business to identify, assess, aggregate and document risks and compliance controls, including risks associated with new or modified products, services, distribution channels, regulations, and third‑party operations.
• Communicates results of risk and compliance work to governance committees, business process owners and various levels of leadership.
• Implements new risk policies, practices, appetites, and solutions to ensure holistic understanding and management of risks according to industry best practice.
• Executes assigned risk and compliance activities assigned in accordance with enterprise policies and procedures.
• Maintains and expands advanced knowledge of the competitive/regulatory landscape and the company's key challenges.
• Coordinates and responds to regulatory requirements and requests and ensures the execution of examinations.
• Enhances and contributes to strategies, tools, and methodologies to measure, monitor, and report risks.
• Applies expert risk and compliance knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.
• Serves as a key contributor in cross‑functional teams to identify, assess, aggregate, and mitigate current and emerging risk events.
• Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business stakeholders.

What you have:

Bachelor's degree; OR 4 years of relevant education and/or experience.

Experiences that will support your success:

• 6 years relevant experience in risk, compliance, legal or audit within the financial services or insurance industry or specialized technical fields directly related to the role.
• Risk and compliance management experience working in a complex institution and/or highly matrixed environment.
• In‑depth knowledge of compliance laws, regulations, and regulatory expectations.
• Demonstrated ability to apply regulatory risk and compliance knowledge o to consult and provide insights and guidance to business partners and peers.
• Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.
• Ability to effectively work with internal and external partners in a highly collaborative environment.
• Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision‑making abilities, to include demonstrated ability to effe