Risk Analytics Specialist II: Credit Risk & Forecasting

Bank of America; Charlotte (NC); On-site; USD 75,000 - 105,000; Full time

Job summary

Bank of America in Charlotte, NC is seeking a Risk Analysis Specialist II to support data, reporting, and modeling for credit risk management within the CRISA framework. The role blends risk analysis, finance forecasting, and dashboard development to inform senior management decisions.

Ideal candidates will have a bachelor's degree and several years in a financial analytics role, with strong SQL/SAS skills, and experience with data visualization tools like Tableau or MicroStrategy.

Qualifications

• Bachelor's degree required (accounting/finance/risk a plus).
• Several years of experience in a financial institution in analyst/analytics role.
• Attention to detail and strong organizational skills required.
• Teamwork and collaboration across enterprise partners.
• Analytical abilities and basic accounting understanding (debits/credits).
• Clear and effective written and verbal communication; strong presentation skills.

Responsibilities

• Supports developing and executing reporting to help Risk and business partners identify and manage risk.
• Analyzes trends; supports data design, portfolio/loss dynamics to align with strategies.
• Provides analytical support on strategic initiatives across Risk functions and lines of business.
• Develops database production processes and performance reports for senior management using data mining.
• Responds to complex ad-hoc information requests from internal and external parties.
• Supports data quality remediation and cross-functional improvement efforts.
• Monitors controls outputs and investigates alerts from control checks.
• Assists in forecast and quarter-end close for Commercial Allowance; exposure to production cycles.
• Works with Global Risk Analytics Loss Forecast modeling teams to understand drivers and impacts.
• Assists in quarterly enterprise stress test scenarios to ensure reserves and adequate allowance.
• Responds to management and business partner requests with analytical, allowance and reporting support.

Skills

Attention to detail

Teamwork

Analytical abilities

Strong communicator

Organization & writing

Self-starter

Resourceful

Education

Bachelor's degree

Tools

SQL

SAS

Tableau

MicroStrategy

Alteryx

Job description

Bank of America in Charlotte, NC is seeking a Risk Analysis Specialist II to support data, reporting, and modeling for credit risk management within the CRISA framework. The role blends risk analysis, finance forecasting, and dashboard development to inform senior management decisions.

Ideal candidates will have a bachelor's degree and several years in a financial analytics role, with strong SQL/SAS skills, and experience with data visualization tools like Tableau or MicroStrategy.