Risk Analyst II

First Investors Financial Services, Inc.; Dallas (TX); Remote; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Risk Analyst II to join their dynamic team. In this pivotal role, you will leverage advanced analytical techniques to identify and mitigate risks while supporting organizational growth. Your expertise in data analytics will be essential in processing data, producing insightful reports, and developing predictive models. This position offers a unique opportunity to contribute to a forward-thinking company that values innovation and collaboration, providing you with the chance to enhance customer experiences and drive meaningful change in the financial services sector. If you have a passion for data and a commitment to excellence, this role is perfect for you.

Benefits

Flexible work schedule

Health insurance

Retirement plan

Professional development opportunities

Qualifications

• Minimum 2 years of experience or a master's in data analytics or a related field.
• Bachelor's degree in a quantitative field required.

Responsibilities

• Process data and create analytical reports for risk assessment.
• Conduct ad hoc analysis on portfolio performance and risk issues.

Skills

SQL

SAS

Python

R

Excel

Tableau

Power BI

Analytical Skills

Communication Skills

Education

Bachelor's degree in Mathematics

Master's degree in Data Analytics

Tools

Statistical Analysis Software

Data Visualization Tools

Job description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

The Risk Analyst II is a key contributor within the Risk Management Department at Stellantis Financial Services. This position is instrumental in utilizing advanced analytical techniques and tools to support risk assessment and mitigation strategies. Collaborating with the Risk team and management across various business areas, the Risk Analyst II plays a critical role in identifying, controlling, and reducing risks while fostering organizational growth and stability.

Essential Duties and Responsibilities:

• Process data and create data file for analytical or reporting purposes.
• Produce standardized reports that summarize/provide update on activities in various business areas.
• Conduct ad hoc analysis on data, portfolio performance, and risk decision related issues.
• Provide support to the development of the tracking/monitoring mechanism to track or monitor population shift, performance changes, operations efficiency, etc.
• Participate in the development or validation of advanced predictive or forecasting models.
• Identify and evaluate portfolio trends with respect to delinquency, bankruptcy, demographic and other factors.
• Work with internal and/or external resources or independently to develop, implement, monitor, test and validate new or existing risk assessment tools.
• Implement new policies/solutions/strategies in various systems.
• Use quantitative and analytical skills to mine, process and analyze data using SAS, SQL, or other data analytical tools.
• Troubleshoot data deficiencies and errors to ensure timely and accurate analysis of the data.
• Ensure tasks on assigned projects are accurately completed in a timely manner.
• Comply with all company policies and procedures.
• This position involves regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
• Other duties may be assigned.

Qualifications and Competencies Required: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Required Experience:

• Minimum 2 years of experience or a master’s in data analytics or a related field.

Education:

• Bachelor’s degree in Mathematics, Physics, Engineering, Statistics, Economics, Computer Science, Quantitative Finance, or a related quantitative field, along with at least two years of experience in data analytics; or a Master’s degree in one of the above fields.

Skills Required:

• Proficiency in mathematical and statistical concepts for quantitative analysis and modeling, with experience using SQL, SAS, Python, R, or similar programming languages, and expertise in querying, analyzing, interpreting, and presenting data through tools such as Excel, Tableau, Power BI, or other interactive visualization platforms.
• Ability to synthesize complex or diverse data to extract information or reach conclusions useful for business strategies.
• Identifies and resolves problems in a timely manner; Generates creative solutions; Demonstrates attention to details.
• Coordinates projects; Communicates changes and progress; Completes projects on time.
• Strives to continuously build knowledge on analytical techniques and skills of applying analytical tools including programming skills.
• Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Participates in discussions in meetings.
• Writes clearly and informatively.
• To perform this job successfully, an individual should have good verbal and written communication skills; Capable of communicating effectively with various department leaders.
• Ability to work with mathematical concepts such as probability and statistical inference. Familiarity with linear, logistic, and time series modeling, as well as data preparation for model development. Ability to apply concepts to practical situations.
• Able to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to derive conclusions and make recommendations beyond the scope of written policies or standard guidelines.
• To perform this job successfully, an individual should have experience with SQL, SAS, or other statistical analysis software/language. And advanced training in statistics, data analysis, MIS, or computer programming.
• Overtime required – required on an as needed basis.
• Travel – as required on an as needed basis.
• Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA, Dallas, TX.

Qualifications Preferred:

• Experience with statistical/analytical software/languages such as Python and R.
• Familiarity with advanced modeling such as Random Forest, Gradient Boosted Trees, and other Machine Learning techniques.
• Comfortable working cross-departmentally and presenting results to non-technical audiences.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule: This position requires the ability to work various shifts to accommodate business needs. Typically, Monday through Friday. Although this is a remote position you may be required to come into the office occasionally.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.