Risk Analyst | $60/hr Remote

Crossing Hurdles; United States; Remote; USD 28,000 - 83,000; Full time

Job summary

Crossing Hurdles is seeking a Senior Insurance Claims Expert for a remote contract role. You will review disputed auto claims, assess property and contents damages using imagery, and draft detailed determination reports.

The role requires strong communication, independent work ethic, and expertise in liability assessment. Active state adjuster license or professional certifications (AIC, CPCU, HAAG, ACTAR) are preferred.

Qualifications

• Experience in insurance claims management, especially auto liability, property, catastrophe, and contents.
• Excellent written and verbal communication with ability to articulate complex reasoning.

Responsibilities

• Review disputed-fault auto claims using video, statements, and docs.
• Assess damages with aerial imagery and catastrophe photos for liability and loss.
• Evaluate contents claims with photographic evidence, detailed valuation and inventory.
• Draft clear determination reports reflecting adjuster standards.
• Apply fault and liability principles for defensible outcomes.
• Communicate findings clearly in writing and verbally as needed.
• Contribute to data/insights to improve AI in claims processing.

Skills

Insurance claims

Auto liability

Independent work

Communication

Education

AIC

CPCU

HAAG

ACTAR

Job description

Position: Senior Insurance Claims Expert

Type: Contract

Compensation: $20 - $60/hour

Location: Remote

Commitment: 10-40 hrs/week

Role Responsibilities

• Review and analyze disputed-fault auto claims by evaluating video recordings, written statements, and supporting documentation.
• Assess property and catastrophe-related damages using aerial roof imagery and catastrophe photos to determine accurate liability and loss.
• Evaluate and identify contents claims through photographic evidence, providing detailed valuation and inventory assessments.
• Draft clear, well-reasoned determination reports mirroring the documentation standards of licensed adjusters.
• Apply comparative fault and liability principles to support precise and defensible claim outcomes.
• Communicate findings and rationale through succinct, professional written and verbal feedback as required.
• Contribute to the development of data and insights that will advance AI system accuracy and reliability in insurance claims processing.

Requirements

• Have strong relevant experience in insurance claims management with a focus on auto liability, property, catastrophe, and contents assessment.
• Active state adjuster license, or professional certifications such as AIC, CPCU, HAAG, or ACTAR.
• Demonstrated experience with comparative fault determination and complex liability assessments.
• Expertise in interpreting and analyzing photographic, video, and aerial imagery within an insurance claims context.
• Exceptional written and verbal communication skills, with the ability to articulate technical reasoning clearly and professionally.
• Track record of producing thorough, accurate claim documentation and valuation reports.
• Comfort working independently in a fully remote, tech-enabled environment, leveraging digital tools for remote evidence review and report submission.