Risk Analyst

Boulevard; United States; Remote; USD 85,000 - 120,000; Full time

Benefits offered by this job

Flexible Vacation & PTO

401k Match

Home workspace stipend

Premier Health Benefits

Quarterly Bonus

Boulevard Bucks

Fully Remote

Job summary

Boulevard is hiring a Risk Analyst II to review merchant applications during onboarding, monitor transactions for risk, and manage payments-related escalations. You will ensure compliance with internal policies, processor guidelines, card brand rules, and federal regulations.

Join a fast-growing payments platform with remote work options and a focus on underwriting, transaction monitoring, and fraud/risk management. Strong analytical skills and experience in payments are required.

Qualifications

• Ability to read and understand credit card processing statements.
• Proficiency with Microsoft Office Suite/Google, especially Excel/Sheets.
• Strong analytical skills and attention to detail.
• Familiarity with merchant processing platforms and applications.
• Knowledge of card brand rules and PCI compliance.
• 3–7 years of experience in the payment industry, underwriting, monitoring, or fraud/risk management.

Responsibilities

• Conduct comprehensive merchant application reviews, including KYC/AML.
• Review flagged transactions and alerts; provide compliance recommendations.
• Support development of fraud detection and risk management tools.
• Assess merchant history to determine processing limits and risk levels.
• Collaborate with Onboarding, Customer Support, and external partners on processing matters.

Skills

Analytical skills

Attention to detail

Research capabilities

Autonomous work ethic

Customer outreach

Education

Bachelor's degree preferred

High School Diploma minimum

Tools

SQL

Tableau

Sigma

Job description

• Integrated payments processing is a core component of Boulevard’s industry-leading business management platform
• Processing over $3B annually and growing fast, we have ambitious goals for our payments business and are looking for a Risk Analyst to help review and approve merchant applications, monitor customer transactions for potential risk, and handle payments-related customer escalations
• The Risk Analyst II conducts the reviews of new merchants as they are onboarded to ensure compliance with our internal policies, our processors guidelines, card brand rules as well as federal regulations
• They also make recommendations for enhancements that will streamline the underwriting process and improve the merchant experience
• Conduct comprehensive merchant application reviews and analyses, covering Know Your Customer (KYC) and Anti-money laundering (AML) rules
• Review and analyze flagged transactions and other alerts, making well-reasoned recommendations around compliance with payments processing standards
• Assist in the development of fraud detection & risk management systems and tools, suggesting enhancements as needed
• Review merchant transaction history to assess risk level and make approval recommendations for various payment processing limits
• Manage inquiries and requests from customers, partners, and internal teams
• Collaborate with internal teams, including Onboarding and Customer Support, and external partners on payment processing-related matters

Benefits

• Flexible Vacation & PTO
• 401k Match
• $250 upon signing and $75 monthly for your home workspace
• Premier Health Benefits - 100% coverage plan options from Blue Shield of CA, Beam, and VSP
• Quarterly Bonus - Get rewarded when we reach our revenue targets
• Boulevard Bucks - Get $200 to experience a Boulevard partner or self-care provider every quarter
• Fully Remote

Ability to read and understand credit card processing statementsProficiency with Microsoft Office Suite/Google, especially Excel/SheetsHigh School Diploma minimum, Bachelor’s degree preferredStrong analytical skills, attention to detail, and research capabilitiesAutonomous work ethic, comfortable in a digitally connected environmentComfortable reaching out to customers directly via email or phone calls to review merchant application detailsFamiliarity with merchant processing platforms and applicationsKnowledge of card brands (Visa, Mastercard, etc.) rules and regulationsAwareness of PCI complianceExperience with SQL, Tableau or Sigma is a plusAble to research and make decisions on complex merchant-related issues then relay findings3-7 years of experience in the payment industry, with a focus on underwriting, transaction monitoring, customer support and/or fraud/risk management