Risk Analyst I

Maverick Payments; The Woodlands (TX); On-site; USD 34,000 - 39,000; Full time

Benefits offered by this job

Competitive salary

Health, vision, and dental insurance

Paid time off

401K with matching

Career development

Employee recognition

On-site snacks and events

Job summary

Maverick Payments in Houston area is seeking a Risk Analyst I to monitor merchant activity and identify potential financial risk. You will support the Risk team by reviewing daily activity, investigating anomalies, and recommending actions to protect the company.

Ideal candidates have 1–3 years in risk management within the acquiring industry, experience with underwriting tools (Equifax, TIN Check, MATCH, GIACT, Merlink), and prior call center experience.

Qualifications

• High School Diploma or equivalent required.
• 1–3 years of experience in Risk Management within the acquiring industry.
• Experience with underwriting and due-diligence tools (Equifax, TIN Check, MATCH, GIACT, Merlink).
• Experience working in a call center environment.

Responsibilities

• Conduct daily, weekly, monthly merchant activity reviews for credit risk.
• Proactively monitor merchant activity for regulatory compliance.
• Investigate abnormal processing patterns and recommend actions.
• Review financial and credit information to support risk decisions.
• Assess merchant exposure by industry, volume, refunds, and disputes.
• Answer inquiries related to risk and perform other duties as assigned.

Skills

Risk management

Communication

Education

High School Diploma or equivalent

Bachelor's Degree preferred

Tools

Equifax

TIN Check

MATCH

GIACT

Merlink

Job description

Exciting Opportunities at Maverick Payments! Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!

About Us

Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.

About the Position

Working under the direction of the Manager, Risk, the Risk Analyst I is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines. The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.

• Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
• Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
• Investigating abnormal processing patterns and recommending appropriate actions.
• Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
• Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
• Answering internal and external inquiries specific to risk.
• Other duties as assigned

Qualifications

• High School Diploma or equivalent.
• 1-3 years of experience in Risk Management within the acquiring industry
• Experience with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, MATCH, GIACT, Merlink, etc.).
• Experience working in call center environment.

Preferred

• Bachelor’s Degree, Finance, Business Administration, or similar.
• Experience with working in high-risk verticals.

What We Offer

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs & Company Sponsored Events
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

Pay Range: $25 - $28 /hr. This position will consider candidates to report on site in the Greater Houston area.

Maverick Payments is an Equal Opportunity Employer.

Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.

Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.