Risk Analyst

Bloomerang; United States; Remote; USD 79,000 - 105,000; Full time

Benefits offered by this job

Health, vision & dental insurance

Remote work

401k match

Paid time off & holidays

Parental leave

Job summary

Bloomerang is a mission-driven company empowering nonprofits with a payments platform and strong support. The Payments Risk Analyst will build processes, systems, and tools to manage financial and compliance risk while monitoring transaction patterns and customer behavior to reduce risk.

You will collaborate with Product, Engineering and CX to develop risk policies, monitoring, and reporting, ensuring secure growth for Bloomerang and its customers.

Qualifications

• Exceptional research and investigative abilities.
• Excellent communication and empathy while assessing risk.
• Capable of working independently or in a team.
• Familiarity with NACHA and card networks is a plus.
• Interest in responsibly integrating AI tools to improve efficiency.

Responsibilities

• Identify trends and patterns in transaction activity related to fraud or risk.
• Recommend actions to Senior Leadership for high‑risk accounts.
• Use analytics tools to prioritize risk alerts by severity.
• Help develop risk policies aligned with departmental goals and value for Bloomerang and customers.
• Collaborate with Product, Engineering, and CX to implement risk best practices.

Skills

Research skills

Analytical thinking

Communication skills

Independent worker

Risk management

Knowledge of payments

Job description

At Bloomerang, we believe change happens on purpose. We champion the power and potential of nonprofits, igniting next-level impact with the team and technology built for purpose. Our powerful giving platform and stellar support enable tens of thousands of nonprofits to raise more, recruit more, and retain more, fueling maximum impact and raising the bar on what’s possible for the nonprofit sector. That's why, even as the nonprofit sector sees declines in giving, Bloomerang customers raise more year over year.

We're also in the business of creating thriving employees. Join a mission-driven culture built on our core values of Simplify, Care and Act. We know our people are the key to our success, and we're proud to be home to some of the most innovative and skilled individuals in the workforce today. Come feel invigorated and unstoppable with us!

The Role

As the Payments Risk Analyst you will work to develop processes, systems and tools to manage the financial and compliance risk associated with Bloomerang’s rapidly growing payments platform. You should be a curious individual who monitors transaction patterns and customer behavior to identify potential risk exposure to Bloomerang. You have the ability to translate their insights into actionable strategies and tactics to reduce risk.

What You Will Do

• Conduct research to identify trends, outliers, patterns and insights relating to the performance and fraudulent or suspicious transaction activity of customers.
• Make “next step” recommendations to Senior Leadership on customer accounts that are presenting fraud or risk exposure to Bloomerang.
• Utilize research and analytical tools to make quality decisions regarding risk alerts ensuring the prioritization in accordance with risk severity.
• Leverage data to come up with insights to help develop risk policies that will align with departmental objectives and create value for Bloomerang and its customers.
• Work with the Product, Engineering, and CX teams to educate and implement best practices in process design, monitoring, and reporting of fraud.

What You Need to Succeed

• Utilize exceptional research and investigative skills.
• Possess excellent communication skills, and communicate empathetically to the customer, while not biasing your risk assessment.
• Be confident in working independently or with a team.
• Manage work streams and processes with minimal oversight.
• Have awareness of one or more payment platforms and related operational procedures.
• Understanding of NACHA and Card Association rules and regulations, including experience managing risk around returns, reversals and chargebacks.
• Awareness of relevant compliance laws and regulations.
• Ability to actively explore, learn, and responsibly integrate AI tools into daily tasks to drive efficiency and support Bloomerang's mission.

Health + Wellness

You’ll have access to generous health, vision, and dental insurance options as well as HealthiestYou, a healthcare service that offers convenient, confidential access to quality doctors 24/7, anytime, anywhere.

Time Off

You’ll get a competitive PTO package that includes 20 PTO days, 3 flex days, 4 optional volunteer days, 12 paid holidays, as well as paid parental leave. More is more!

401k

You’ll receive a 401k match to help invest in your future.

Equipment

Everything you need to be successful, shipped right to your door. You got this. We got you.

Compensation

The salary range for this position is: $79,100 - $105,000. You may also be eligible for a discretionary bonus. Actual compensation within the range will be dependent on your skills, experience, qualifications, and location, as well as applicable employment laws.

Location

This is a permanent, full-time, fully remote position. Employees living in Indianapolis, IN are welcome to work from our company headquarters. We do not offer Visa sponsorship or relocation assistance at this time.

Accommodations

Applicants who require accommodations may contact [e-mail] to request an accommodation in completing an application.

Bloomerang is an Equal Opportunity Employer. Individuals seeking employment at Bloomerang are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation.

As set forth in Bloomerang’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.