Risk Advisor - Commercial Lines

Towne Insurance; Charlotte (NC); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Excellent growth and advancement opportunities

Competitive pay based on experience

Health, vision, dental, and Employee Assistance Program

Paid time off including holidays, PTO, and sick leave

Profit Sharing

Continuing education opportunities

401K & Employer Matching

Employee discounts

Identity theft protection

Tuition Reimbursement

Paid Training Opportunities

Paid Parental Leave

Wellness Plan

Volunteer Opportunities

Job summary

A leading insurance firm located in Charlotte, NC, seeks a Commercial Lines Risk Advisor to join their team. This sales-oriented position requires strong communication skills and a P&C license. As an advisor, you'll engage with leads, present proposals, manage accounts, and maintain compliance with regulations. Competitive pay and comprehensive benefits, including health coverage, profit sharing, and opportunities for growth, are offered. Join a team that values personal development and community engagement.

Qualifications

• Current P & C license is required.
• Excellence in customer interaction is essential.
• Dependability and punctuality are highly valued.
• Strong people/interpersonal skills.
• Knowledge of insurance forms and company operations.
• Strong decision making ability.
• Dependability and punctuality.

Responsibilities

• Contact leads promptly and gather necessary information.
• Complete applications and obtain quotes from underwriters.
• Present proposals and manage customer relations.
• Maintain accurate business policies and accounts.
• Attend necessary meetings and training sessions.
• Ensure policies are bound in writing before/at effective date.
• Assist with financing options and pay plans.
• Check new business policies for accuracy.

Skills

Current P & C license

Excellence in dealing with customers

Professional appearance and attitude

Strong people/interpersonal skills

Knowledge of insurance forms

Knowledge in insurance company operations

Strong decision making ability

Dependability and punctuality

Job description

Join us at Towne Insurance! Your Career. Your Future. Your Towne.

Towne Insurance is hiring a Commercial Lines Risk Advisor to join our Charlotte, NC team. This is a sales-oriented position, requiring advanced communication skills, a thorough knowledge of the insurance products available through this agency, and proven ability to pursue and close sales developed through leads provided by bank personnel and through own relationships.

About Us

Towne Insurance is a nationally recognized top insurance and risk management firm specializing in customized insurance solutions for all segments of business clients, families, and individuals. At Towne Insurance, we take pride in serving others, enriching lives, and providing our members exquisite service. Our employees are our most valuable asset, and we take time to invest in their health, happiness, and education. We hire motivated, self-directed professionals who desire to give back to their communities.

About The Role

• Contact leads in a timely manner
• Gather information from insured and other sources to determine which companies to quote and place account with
• Complete “Acord” or company specific applications
• Obtain quotes or assist marketing in obtaining quotes from underwriter personnel quoting in our office
• Present proposals to insureds
• Verify that all policies are bound with insurance companies in writing prior to or on the effective date of the policy
• Assist with financing options and determine pay plan
• Check new business policies for accuracy
• Contact insured as needed for collecting outstanding balances according to office procedures and maintain a current balance on all insured’s accounts
• Work with the customer service representative to insure that all renewals, endorsements, audits, cancellations, claims, finance agreements, certificates and other customer requests are handled in an accurate and timely manner according to the office procedures
• Keep P & C license active and increase insurance knowledge by attending continuing education classes
• Attend office and company meetings as necessary
• Handle other duties as necessary
• Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

Skills And Experience You’ll Need

• Current P & C license
• Excellence in dealing with customers
• Professional appearance and attitude
• Strong people/interpersonal skills
• Knowledge of insurance forms
• Knowledge in insurance company operations
• Strong decision making ability
• Dependability and punctuality

Bonus Points If You Have

• CIC or CPCU designation
• Insurance company relationships
• Other industry relationships
• Strong community relationships and areas of interest to complement insurance competency
• Ability to find new markets and develop underwriter rapport

What We Offer

• Excellent growth and advancement opportunities
• Competitive pay based on experience
• Health, vision, dental, and Employee Assistance Program
• Paid time off to include holidays, PTO, sick leave, and bereavement
• Profit Sharing
• Continuing education opportunities
• 401K & Employer Matching
• Employee discounts
• Identity theft protection
• Tuition Reimbursement
• Paid Training Opportunities
• Paid Parental Leave
• Wellness Plan
• Volunteer Opportunities

Serving Others. Enriching Lives.

Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated insurance professionals.

We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members.

#insurance