Reverse Mortgage Loan Processor

Opulence Funding LLC; New Jersey; Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

PTO

401(k) opportunities

Hybrid flexibility

In-house training

Job summary

Opulence Home Equity is seeking an experienced Reverse Mortgage Processor to join our team in a fast-paced, detail-driven role in Ramsey, NJ. This position focuses on processing reverse mortgage loan files from application through closing, coordinating borrower documentation, disclosures, and timely conditions.

The ideal candidate brings strong communication skills and a clear understanding of mortgage documentation, disclosures, and compliance timelines.

Qualifications

• Previous mortgage processing experience required.
• Reverse mortgage / HECM processing experience strongly preferred.
• Strong understanding of mortgage documentation, disclosures, and compliance timelines.
• Excellent communication and borrower relationship skills.
• Ability to multitask and manage deadlines in a high-volume environment.
• Strong attention to detail and organizational skills.
• Experience with mortgage LOS and CRM systems preferred.

Responsibilities

• Process reverse mortgage loan files from application through closing
• Review and organize borrower documentation to ensure complete and accurate loan files
• Prepare and distribute required disclosures in compliance with regulatory timelines
• Communicate directly with borrowers, loan officers, title companies, and third parties to obtain required documentation and clear conditions
• Monitor loan milestones and maintain accurate pipeline updates
• Ensure files meet lender, investor, and compliance guidelines
• Assist in resolving loan conditions and processing-related issues on time

Skills

Excellent communication

Multitasking

Attention to detail

Organizational skills

Borrower relationship skills

Tools

LOS system

CRM system

Job description

Job Description

Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processorto join our growing team. This role is ideal for a mortgage professional who thrives in a fast-paced environment, has strong communication skills, and understands the unique process of reverse mortgage lending.

At Opulence Home Equity, we combine innovative technology with a collaborative, team-oriented environment to deliver exceptional service to our clients while modernizing the mortgage experience.

Responsibilities

• Process reverse mortgage loan files from application through closing
• Review and organize borrower documentation to ensure complete and accurate loan files
• Prepare and distribute required disclosures in compliance with regulatory timelines
• Communicate directly with borrowers, loan officers, title companies, and third parties to obtain required documentation and clear conditions
• Monitor loan milestones and maintain accurate pipeline updates
• Ensure files meet lender, investor, and compliance guidelines
• Assist in resolving loan conditions and processing-related issues on time

Qualifications

• Previous mortgage processing experience required
• Reverse mortgage / HECM processing experience strongly preferred
• Strong understanding of mortgage documentation, disclosures, and compliance timelines
• Excellent communication and borrower relationship skills
• Ability to multitask and manage deadlines in a high-volume environment
• Strong attention to detail and organizational skills
• Experience with mortgage LOS and CRM systems preferred

What We Offer

• Competitive compensation based on experience
• Medical, dental, and vision insurance
• Paid holidays and PTO
• 401(k) opportunities
• Hybrid flexibility
• In-house training and career growth opportunities
• Supportive, technology-driven work environment

Location: Ramsey, NJ