Reverse Mortgage Loan Processor

Opulence Funding LLC; Ramsey (NJ); Hybrid; USD 70,000 - 95,000; Full time

Benefits offered by this job

401(k)

Competitive salary

Dental insurance

Health insurance

Paid time off

Vision insurance

Hybrid flexibility

In-house training and career growth

Job summary

Opulence Home Equity in Ramsey, NJ is seeking an experienced Reverse Mortgage Processor to join our growing team. This role suits a mortgage professional who thrives in a fast-paced environment and has strong communication skills.

You will process reverse mortgage loan files from application through closing, review borrower documentation, and ensure compliance with regulatory timelines while coordinating with borrowers, loan officers, title companies, and other parties.

Qualifications

• Experience in mortgage processing required.
• Reverse mortgage/HECM processing experience preferred.
• Strong understanding of mortgage documents, disclosures, and compliance timelines.
• Excellent communication and borrower relationship skills.
• Able to multitask and meet deadlines in a high-volume environment.
• Strong attention to detail and organizational skills.

Responsibilities

• Process reverse mortgage loan files from application through closing
• Review and organize borrower documentation to ensure complete and accurate loan files
• Prepare and distribute required disclosures in compliance with regulatory timelines
• Communicate directly with borrowers, loan officers, title companies, and third parties to obtain required documentation and clear conditions
• Monitor loan milestones and maintain accurate pipeline updates
• Ensure files meet lender, investor, and compliance guidelines
• Assist in resolving loan conditions and processing-related issues on time

Skills

Mortgage processing

Reverse mortgage/HECM

Documentation & compliance

Communication with borrowers

Multitasking

Attention to detail

Tools

Mortgage LOS

CRM systems

Job description

Benefits

• 401(k)
• Competitive salary
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in a fast-paced environment, has strong communication skills, and understands the unique process of reverse mortgage lending.

At Opulence Home Equity, we combine innovative technology with a collaborative, team-oriented environment to deliver exceptional service to our clients while modernizing the mortgage experience.

Responsibilities

• Process reverse mortgage loan files from application through closing
• Review and organize borrower documentation to ensure complete and accurate loan files
• Prepare and distribute required disclosures in compliance with regulatory timelines
• Communicate directly with borrowers, loan officers, title companies, and third parties to obtain required documentation and clear conditions
• Monitor loan milestones and maintain accurate pipeline updates
• Ensure files meet lender, investor, and compliance guidelines
• Assist in resolving loan conditions and processing-related issues on time

Qualifications

• Previous mortgage processing experience required
• Reverse mortgage / HECM processing experience strongly preferred
• Strong understanding of mortgage documentation, disclosures, and compliance timelines
• Excellent communication and borrower relationship skills
• Ability to multitask and manage deadlines in a high-volume environment
• Strong attention to detail and organizational skills
• Experience with mortgage LOS and CRM systems preferred

What We Offer

• Competitive compensation based on experience
• Medical, dental, and vision insurance
• Paid holidays and PTO
• 401(k) opportunities
• Hybrid flexibility
• In-house training and career growth opportunities
• Supportive, technology-driven work environment

Location: Ramsey, NJ