Retirement Plan Consultant

Guidance Point Retirement Services, LLC.; Portland (ME); Hybrid; USD 125,000 - 175,000; Full time

Benefits offered by this job

Health insurance

Retirement plan benefits

Equity opportunity (management)

Job summary

Guidance Point Retirement Services, LLC in the Portland, Maine metropolitan area is seeking a Retirement Plan Consultant to advise sponsors on plan design, investment lineups, fiduciary governance, and participant engagement.

This full-time, hybrid role includes conducting plan reviews, preparing client reports, leading meetings, and coordinating vendor searches, with an established book of business to continue.

Qualifications

• Must possess a valid Series 65 securities license or demonstrate a strong likelihood of obtaining licensure within 60 days of hire.
• Bachelor's degree in finance, economics, business, or related field; CFP®, AIF®, CFA® or similar designations strongly preferred.

Responsibilities

• Lead client relationships and work with plan sponsors to understand needs, goals, and strategic objectives.
• Develop and execute a customized relationship strategy for each client.
• Build and maintain positive relationships with assigned clients and foster open communication.

Skills

retirement planning

client consulting

relationship management

clear communication

presentation skills

Education

Bachelor's degree in finance/economics/business

CFP®, AIF®, CFA® or similar designation preferred

Tools

Series 65 license

Job description

Company Description

Guidance Point Retirement Services, LLC is an independent retirement plan consulting firm headquartered in Portland, Maine, specializing in fee-for-service consulting and acting as a fiduciary to its clients' plans. The firm's conflict-free structure and focused presence in the retirement plan marketplace position it as a trusted partner to employers and plan sponsors. Its professionals bring deep expertise in investment consulting, vendor search, fiduciary governance, fee benchmarking, employee engagement, and plan design. Guidance Point emphasizes objectivity and transparency, and does not endorse or assume responsibility for third-party content, reinforcing its commitment to unbiased advice and client-centered service.

Role Description

The Retirement Plan Consultant is a full-time, hybrid role based in the Portland, Maine Metropolitan Area, with flexibility for some work from home. This role is responsible for advising retirement plan sponsors on plan design, investment lineups, fiduciary governance practices, and participant engagement strategies. Day-to-day tasks include conducting plan reviews, performing investment and fee analyses, preparing client reports and presentations, and leading client meetings. The consultant will collaborate with internal teams, coordinate vendor searches and benchmarking projects, and help clients implement best practices for both defined contribution and defined benefit plans. The role also involves staying current on regulatory changes, industry trends, and fiduciary standards to provide proactive guidance to clients. Of importance in this role is the ability to lead client relationships and work closely with plan sponsors to understand their needs, goals, and strategic objectives. This role will be inheriting a book of business that's already established, so executing on an already established customized relationship strategy that aligns with each client's unique situation is vital.

Qualifications

• Strong expertise in retirement planning and financial planning, with the ability to advise plan sponsors and interpret complex plan structures.
• Must possess a valid Series 65 securities license or demonstrate a strong likelihood of successfully obtaining the necessary licensure within 60 days of hire.
• Experience working with defined contribution and defined benefit plans, including investment menu design, plan optimization, and compliance considerations.
• Solid foundation in finance, including portfolio analysis, risk assessment, fee benchmarking, and performance reporting.
• Proven client consulting skills, including clear communication, presentation abilities, and relationship management with institutional clients.
• Bachelor's degree in finance, economics, business, or a related field; advanced credentials such as CFP®, AIF®, CFA®, or similar designations are strongly preferred.
• Demonstrated knowledge of ERISA, fiduciary responsibilities, and retirement plan regulatory requirements.
• Ability to work effectively in a hybrid environment, manage multiple projects, and maintain high standards of accuracy and professionalism.
• Prior experience in retirement plan consulting, institutional investment consulting, or related financial services roles is highly beneficial.

Responsibilities

• Lead client relationships, working closely with plan sponsors to understand their needs, goals, and strategic objectives.
• Develop and execute a customized relationship strategy that aligns with each client's unique situation.
• Build and maintain positive relationships with assigned clients, fostering open communication and exceeding expectations.

Investment Consulting and Plan Design

• Perform investment advisory services for clients, adhering to all regulatory guidelines.
• Select and present a diverse range of plan options and investment choices to decision-makers.
• Leverage local and national strategies to provide participants with guidance on account-related questions.
• Design complex retirement plan structures tailored to meet institutional client needs. Assist with other duties as assigned.

Compliance and Regulatory Expertise

• Conduct benchmarking due diligence to ensure clients' plans are competitive and meet industry standards.
• Coordinate RFP fulfillment, demonstrating the firm's capabilities and value proposition.
• Stay informed of industry trends and regulatory changes to ensure client plan compliance.
• Provide ongoing consultation regarding plan needs, potential changes, amendments, and recommend adjustments when necessary.
• Collaborate with Plan Administration Specialists to explain testing requirements and propose strategies for plan compliance (non-discrimination testing review/analysis).
• Facilitate Fiduciary training, ensuring clients understand their responsibilities and best practices.
• Offer regulatory and legislative consulting, keeping clients informed of relevant updates that may impact their plans.

Pay Range and Benefits

The typical pay range for this role is $125,000.00 to $175,000.00 per year. Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. We also offer eligible employees health, retirement, and other financial benefits, including paid time off. You will receive reimbursement of job-related expenses per the company policy. Incentive compensation is available for growing your client base beyond the initial assigned book of business.

Guidance Point Retirement Services equity grants may also be offered as a path towards ownership in the company. Grants would be awarded at management discretion, and to convert to equity vesting criteria would need to be met.