Retirement Plan Compliance Specialist

CPS Inc.; New York (NY); Hybrid; USD 120,000 - 180,000; Full time

Job summary

CPS Inc. is seeking a Retirement Plan Compliance Specialist to act as a trusted ERISA expert for plan sponsors and internal teams. This role blends consulting, operations, and product influence on a high-growth retirement platform.

You will advise on plan design, guide year-end compliance, and translate complex regulations into actionable decisions, with quarterly travel and NYC-area options. Strong communication and technical depth are essential.

Qualifications

• 5+ years of ERISA operational experience (TPA, recordkeeper, or consulting).
• Strong technical depth; confident discussing corrections, testing, amendment timing.
• Customer facing, articulate, and able to simplify complex concepts.
• Forward thinking, detail oriented, and energized by modern technology.

Responsibilities

• Advise plan sponsors on design: eligibility, vesting, safe harbor, match formulas, profit sharing, cross tested designs
• Lead onboarding and translate sponsor intent into clean, accurate plan elections
• Oversee year end compliance: ADP/ACP, 410(b), 415, top heavy, coverage testing, 5500s, 1099 Rs
• Manage corrections and guide sponsors through complex issues
• Turn regulatory changes into clear, actionable decisions
• Partner with Operations and serve as a subject matter expert to the engineering team refining the platform
• Communicate clearly with sponsors, auditors, and internal teams

Skills

ERISA consulting

Plan design knowledge

Strong communication

Client facing

Education

ASPPA credentials (QKA, QPA, CPC, ERPA)

Job description

Retirement Plan Compliance Specialist

A fast growing, tech forward retirement organization is hiring a Retirement Plan Compliance Specialist to serve as a trusted subject matter expert and guide to plan sponsors, and internal ERISA expert. This is a high impact role on a small, modern team that has already scaled to 100+ plans and over $550M in assets in its first year. You’ll shape how plan consulting works in a next generation environment built entirely on proprietary technology.

DUTIES

• Advise plan sponsors on design: eligibility, vesting, safe harbor, match formulas, profit sharing, cross tested designs
• Lead onboarding and translate sponsor intent into clean, accurate plan elections
• Oversee year end compliance: ADP/ACP, 410(b), 415, top heavy, coverage testing, 5500s, 1099 Rs
• Manage corrections and guide sponsors through complex issues
• Turn regulatory changes into clear, actionable decisions
• Partner with Operations and serve as a subject matter expert to the engineering team refining the platform
• Communicate clearly with sponsors, auditors, and internal teams

QUALIFICATIONS

• 5+ years of ERISA operational experience (TPA, recordkeeper, or consulting)
• Strong technical depth; confident discussing corrections, coverage testing, amendment timing
• Customer facing, articulate, and able to simplify complex concepts
• Forward thinking, detail oriented, and energized by modern technology
• ASPPA credentials (QKA, QPA, CPC, ERPA) strongly preferred NYC based or open to quarterly travel; remote option available

If you’re excited by the idea of shaping a modern retirement platform - and want a role that blends consulting, operations, and product influence - this is a rare opportunity to step into a senior seat with real impact.

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