Retail Lending Underwriter — Strategic Credit Decisions

F.N.B. Corporation; Pittsburgh (Allegheny County); On-site; USD 55,000 - 75,000; Full time

Job summary

F.N.B. Corporation in Pittsburgh seeks a Retail Lending Loan Underwriter I to analyze new loan applications, assess risk and determine credit decisions in various lending channels.

You will verify information, collaborate with branches and processors, and ensure compliance with bank policies and regulatory requirements. The role emphasizes accuracy, customer service, and timely communication.

Minimum BA/BS and at least three years of underwriting experience are expected.

Qualifications

• BA or BS degree required.
• Minimum 3 years underwriting experience.
• Retail lending underwriting preferred.

Responsibilities

• Review loan applications to evaluate risk for consumers and small businesses.
• Verify data accuracy and completeness against documents.
• Ensure compliance with underwriting policies and regulations.
• Collaborate with loan processors and branches to enhance service.
• Analyze tax returns for self-employed borrowers.
• Make final approval decisions within allocated authority.
• Keep current on loan products and regulatory requirements.

Skills

Project management

Communication skills

Organizational skills

Analytical skills

Interpersonal skills

Customer service

Education

BA or BS degree

Tools

MS Word

MS Excel

MS PowerPoint

Job description

F.N.B. Corporation in Pittsburgh seeks a Retail Lending Loan Underwriter I to analyze new loan applications, assess risk and determine credit decisions in various lending channels.

You will verify information, collaborate with branches and processors, and ensure compliance with bank policies and regulatory requirements. The role emphasizes accuracy, customer service, and timely communication.

Minimum BA/BS and at least three years of underwriting experience are expected.