Retail Lending Underwriter: Smart Credit Decisions

FNB Corporation; Pittsburgh, Northern (Allegheny County, KY); Hybrid; USD 47,000 - 65,000; Full time

Job summary

FNB Corporation is seeking a Retail Lending Loan Underwriter to analyze and underwrite loan applications from consumers and small businesses. You will verify documentation, assess risk, and determine approvals or declinations within assigned authority.

The role involves collaboration with loan processors and branches to enhance customer satisfaction, with emphasis on accuracy and regulatory compliance. A BA/BS and 3 years of underwriting experience are preferred.

Qualifications

• BA or BS degree required.
• 3 years of experience in underwriting or related field.
• Strong communication and analytical skills.

Responsibilities

• Review loan applications from consumers and small businesses to assess risk.
• Verify application data and supporting documents for accuracy and completeness.
• Make credit decisions up to assigned authority and document rationale.
• Collaborate with loan processors and branches to improve customer satisfaction.
• Perform tax return analysis for self-employed borrowers.
• Stay updated on policies, credit risk, and regulatory requirements.

Skills

Project management

Communication skills

Organizational skills

Interpersonal skills

Customer service

PC skills

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

FNB Corporation is seeking a Retail Lending Loan Underwriter to analyze and underwrite loan applications from consumers and small businesses. You will verify documentation, assess risk, and determine approvals or declinations within assigned authority.

The role involves collaboration with loan processors and branches to enhance customer satisfaction, with emphasis on accuracy and regulatory compliance. A BA/BS and 3 years of underwriting experience are preferred.