Retail Lending Underwriter - Assess & Approve Loans

First National Bank; Pittsburgh (Allegheny County); On-site; USD 55,000 - 85,000; Full time

Job summary

First National Bank is seeking a Retail Lending Loan Underwriter 1 in Pittsburgh to analyze new loan applications and determine risk. You will underwrite and review declinations, ensuring accuracy and compliance with policy and timelines.

The role involves verifying data, reviewing appraisals and income sources, and collaborating with loan processors and branches to strengthen customer relationships. Requires 3 years of experience and a BA/BS degree.

Qualifications

• BA or BS required for a loan underwriting role.
• 3 years of underwriting experience preferred.
• Strong analysis, communication, and documentation skills.

Responsibilities

• Review consumer and small business loan applications for risk and acceptance.
• Validate accuracy and completeness of documentation and data.
• Ensure compliance with policies and regulatory timelines for declinations.
• Develop partnerships with processors and branches to improve customer satisfaction.
• Analyze tax returns and financial statements for self-employed borrowers.

Skills

Project management

Communication

Organizational skills

Interpersonal skills

Customer service

Proficient PC use

Education

BA/BS degree

Tools

MS Word

MS Excel

MS PowerPoint

Job description

First National Bank is seeking a Retail Lending Loan Underwriter 1 in Pittsburgh to analyze new loan applications and determine risk. You will underwrite and review declinations, ensuring accuracy and compliance with policy and timelines.

The role involves verifying data, reviewing appraisals and income sources, and collaborating with loan processors and branches to strengthen customer relationships. Requires 3 years of experience and a BA/BS degree.