Retail Banking Specialist

First Bank Trust; Vermillion (SD); On-site; USD 21,000 - 28,000; Full time

Job summary

First Bank & Trust in Vermillion, SD seeks a guest-focused service associate to meet and resolve transactional needs promptly while building lasting client relationships.

Responsibilities include teller duties, opening new accounts, educating clients on our products, and collaborating with supervisors to align daily work with bank goals. Minimum high school diploma and 1 year related experience required; strong communication and a personable, empathetic approach are essential.

Qualifications

• High school diploma required with at least one year related experience.
• Strong verbal and written communication and responsiveness.
• Personable, empathetic, collaborative, and solution-driven.

Responsibilities

• Provide superior service and build client relationships.
• Develop and grow profitable relationships while minimizing risk.
• Perform teller duties: deposits, withdrawals, payments, and negotiable items; balance drawer daily.
• Anticipate client needs and advise on solutions.
• Assist in opening new accounts and establishing relationships.
• Educate clients on the bank’s products, services and processes.
• Coordinate with Retail Banking Supervisor to align daily work with goals.
• Monitor deposits and credit portfolios for risk; assist in collections as needed.

Skills

Communication skills

Empathy

Collaborative

Problem solving

Education

High school diploma

Job description

Job Description

This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications

This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Principal Responsibilities

• Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
• Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
• Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk‑aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
• Anticipate needs and advise clients on solutions that personally benefit them.
• Assist in the opening of new accounts and establishing new relationships.
• Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
• Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
• Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
• Act in accordance with FBT policies and procedures as set forth in the employee handbook.
• Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.

Compensation Grade

Hourly Grade 3

Equal Employment Opportunity Statement

First Bank & Trust is an Equal Opportunity, Affi... Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email [e-mail].