Residential Mortgage Processor — Closing Expert

Community Bank, N.A.; City of Olean, New York (NY, NY); On-site; USD 26,000 - 35,000; Full time

Benefits offered by this job

11 paid holidays

Paid vacation

Medical insurance

Vision & Dental insurance

401K with generous match

Pension

Tuition reimbursement

Banking discounts

Job summary

Community Bank, N.A. is seeking a Mortgage Processor to review and evaluate loan applications, analyze appraisals, and coordinate with lenders and vendors. The role ensures compliance with TILA-RESPA, ATR/QM, HMDA and internal controls.

The candidate should have an associates degree or equivalent mortgage processing or real estate closing experience, strong analytical and communication skills, and the ability to work under time constraints. 40 hours weekly; benefits included.

Qualifications

• Associates degree or equivalent mortgage processing/real estate closing experience.
• All applicants must be 18 years of age or older.
• Proficient reading, writing, grammar and mathematics skills.
• Ability to analyze and interpret income, assets and credit.

Responsibilities

• Review and evaluate loan applications and supporting documentation.
• Analyze and approve residential appraisals to meet program and investor guidelines.
• Communicate with lenders and vendors to obtain information per requirements.
• Provide guidance to underwriters regarding procedures on problem loan applications.
• Analyze and clear loan conditions.
• Prepare loans to proceed to closing table.

Education

Associates Degree or equivalent mortgage processing or legal office real estate closing experience required

Tools

Microsoft Word

Microsoft Excel

Job description

Community Bank, N.A. is seeking a Mortgage Processor to review and evaluate loan applications, analyze appraisals, and coordinate with lenders and vendors. The role ensures compliance with TILA-RESPA, ATR/QM, HMDA and internal controls.

The candidate should have an associates degree or equivalent mortgage processing or real estate closing experience, strong analytical and communication skills, and the ability to work under time constraints. 40 hours weekly; benefits included.