Residential Mortgage Lending Advisor

Bank of America; San Diego (CA); On-site; USD 80,000 - 110,000; Full time

Job summary

Bank of America is seeking a Loan Origination professional in San Diego to provide consumer lending guidance to new-to-bank clients and external partners. The role emphasizes building a robust referral network, managing client pipelines, and delivering compliant, high-quality lending solutions.

The candidate should have 3+ years in loan origination with strong knowledge of Conventional, Jumbo and Government loan products, and be capable of working independently with weekend/extended hours as

Qualifications

• 3+ years of experience in a loan origination role with a verifiable, established network of referral sources
• Demonstrated understanding of effectively managing a pipeline to deliver an exceptional client experience
• Strong knowledge of loan products: Conventional, Jumbo and Government
• Ability to analyze income, assets and liabilities to qualify clients for specific loan products
• Understanding of processing, underwriting and/or closing procedures
• Working knowledge of federal regulations governing real estate lending
• Ability to source clients independently from external Centers of Influence real estate professionals, builders, and other referral partners in a compliant manner
• Strong written and verbal communication; self-motivated and highly organized
• Willing to work weekends and/or extended hours as needed to serve clients

Responsibilities

• Provides exceptional client care by offering advice-oriented solutions with Consumer Lending and Core Banking products
• Engages in community development, outside sales activities, and external networking to grow client and market share
• Understands lending processes and credit guidelines to develop solutions for each client
• Manages daily client and loan pipelines with organization and collaboration with loan fulfillment partners
• Leverages digital solutions, providing clients with a choice in service pathways
• Maintains and adheres to federal and state regulations and bank requirements, delivering compliant client conversations and reaching financial goals

Skills

Business Development

Client Management

Customer and Client Focus

Prospecting

Risk Management

Account Management

Client Solutions Advisory

Credit and Risk Assessment

Pipeline Management

Referral Identification

Attention to Detail

Credit Documentation Requirements

Issue Management

Networking

Relationship Building

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is seeking a Loan Origination professional in San Diego to provide consumer lending guidance to new-to-bank clients and external partners. The role emphasizes building a robust referral network, managing client pipelines, and delivering compliant, high-quality lending solutions.

The candidate should have 3+ years in loan origination with strong knowledge of Conventional, Jumbo and Government loan products, and be capable of working independently with weekend/extended hours as