Residential Mortgage Advisor | Originate & Grow Loans

KeyBank; Baldwin (NY); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Commission-based compensation

Deferred incentive compensation

In-person branch environment

Job summary

KeyBank in Baldwin, NY is seeking a Mortgage Loan Officer to assist clients with residential loan origination, analyze home lending options, and advise on rates and terms. You will gather documents, remain the primary contact during the loan process, and develop referrals to grow the home lending business while delivering high-quality service.

The role requires branch presence 4+ days/week, strong communication skills, and the ability to navigate FNMA, FHLMC, FHA, and state real estate

Qualifications

• Bachelor's degree in business or equivalent experience preferred.
• 3+ years as a loan officer in 1st mortgage production preferred.
• Knowledge of mortgage regulations (FNMA/FHLMC/FHA/VA, ECOA, RESPA) preferred.

Responsibilities

• Prospect home lending to build new client loan originations and relationships.
• Originate and process family residential mortgage transactions per guidelines.
• Explain mortgage options, rates, terms to help clients decide.
• Gather documents and be the primary contact through the loan process.
• Maintain client satisfaction and manage workflows efficiently.
• Build partnerships with real estate agents and financial advisors.

Skills

Communication skills

Customer service

Sales & service skills

Tele-consulting

Prospecting

Networking

COI relationships

Financial acumen

Mortgage product knowledge

Client relationship mgmt

Education

Bachelor's degree in business

Job description

KeyBank in Baldwin, NY is seeking a Mortgage Loan Officer to assist clients with residential loan origination, analyze home lending options, and advise on rates and terms. You will gather documents, remain the primary contact during the loan process, and develop referrals to grow the home lending business while delivering high-quality service.

The role requires branch presence 4+ days/week, strong communication skills, and the ability to navigate FNMA, FHLMC, FHA, and state real estate