Residential Mortgage Advisor & Client Growth Lead

Bank of America; Westfield (NJ); On-site; USD 67,000 - 77,000; Full time

Benefits offered by this job

Benefits eligible

Job summary

Bank of America is looking for a Credit Solutions Advisor II in New Jersey to originate Residential mortgage-related lending for new-to-bank clients. You will leverage a network of real estate professionals and external COIs to source purchase business, manage pipelines, and deliver compliant, high-quality client service throughout the loan process.

The role requires knowledge of Conventional, Jumbo, and Government loan products, and eligibility for SAFE Act registration.

Qualifications

• 3+ years of loan origination experience with self-sourced purchase business
• Ability to manage a loan pipeline and deliver strong client experience
• Strong knowledge of Conventional, Jumbo, and Government loan products
• Ability to analyze income, assets, liabilities to qualify clients for loan products
• Understanding of processing, underwriting, and closing procedures, with knowledge of real estate lending regulations
• Ability to self-source clients and work with external real estate professionals while complying with policy
• Strong communication, organization, and time-management skills
• Ability to work independently and handle multiple tasks and shifting priorities
• Commitment to accuracy in credit documentation and regulatory compliance
• Comfort with weekends/extended hours as needed to serve clients

Responsibilities

• Provides exceptional client care by offering advice-oriented solutions with Consumer Lending and Core Banking products
• Engages in community development, outside sales activities, and external networking to grow client and market share
• Understands lending processes and credit guidelines to develop tailored solutions
• Manages daily client and loan pipelines with organization and collaboration with loan fulfillment partners
• Leverages digital solutions to offer clients flexible service pathways
• Adheres to federal/state regulations and bank requirements, delivering compliant client conversations and meeting financial goals

Skills

Business Development

Client Management

Customer and Client Focus

Prospecting

Risk Management

Account Management

Client Solutions Advisory

Credit and Risk Assessment

Pipeline Management

Referral Identification

Attention to Detail

Credit Documentation Requirements

Issue Management

Networking

Relationship Building

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is looking for a Credit Solutions Advisor II in New Jersey to originate Residential mortgage-related lending for new-to-bank clients. You will leverage a network of real estate professionals and external COIs to source purchase business, manage pipelines, and deliver compliant, high-quality client service throughout the loan process.

The role requires knowledge of Conventional, Jumbo, and Government loan products, and eligibility for SAFE Act registration.