Residential Mortgage Advisor

West Capital Lending; Sacramento (CA); On-site; USD 60,000 - 100,000; Full time

Job summary

West Capital Lending in Sacramento, CA is seeking a motivated Loan Officer to guide clients through the loan application process, assess creditworthiness, and tailor loan options. You will verify financial data and collaborate with underwriters to ensure a smooth closing.

This role requires strong communication and organizational skills, a solid understanding of loan products and regulations, and an active NMLS license. This full-time opportunity offers growth within a client-focused team.

Qualifications

• Proven experience as a Loan Officer or in a similar role (min 1 year).
• Strong knowledge of loan products and underwriting processes.
• Familiarity with applicable regulations and regulatory standards.
• Excellent communication and interpersonal skills.

Responsibilities

• Assess loan applications and determine creditworthiness by reviewing documents and credit reports.
• Provide guidance on loan products, terms, and eligibility.
• Process applications and verify financial data and forms.
• Establish relationships with clients and deliver exceptional service.
• Collaborate with underwriters and processors to ensure smooth approval.
• Monitor progress and assist clients with questions or issues.
• Help achieve sales goals by promoting and closing loan products.

Skills

Communication skills

Interpersonal skills

Analytical ability

Attention to detail

Organizational skills

Education

NMLS License

Tools

Microsoft Office

Loan processing software

Job description

West Capital Lending in Sacramento, CA is seeking a motivated Loan Officer to guide clients through the loan application process, assess creditworthiness, and tailor loan options. You will verify financial data and collaborate with underwriters to ensure a smooth closing.

This role requires strong communication and organizational skills, a solid understanding of loan products and regulations, and an active NMLS license. This full-time opportunity offers growth within a client-focused team.