Renewals Underwriter II

Pie Insurance; United States; Hybrid; USD 70,000 - 90,000; Full time

Job summary

A leading insurance company is seeking a Renewals Underwriter II to spearhead renewal quoting and retention efforts. This role involves negotiating renewal policies and determining eligibility for new coverage. Ideal candidates will possess significant experience in commercial insurance with a focus on workers' compensation, ensuring efficient decision-making while fostering excellent customer relationships.

Benefits

Competitive cash compensation

Equity options

Generous PTO

401k match

Generous parental leave

Qualifications

• 3-5 years of commercial insurance experience required.
• 1-year renewal underwriting experience required; 3 years preferred.
• Strong expertise in California workers' compensation market is a plus.

Responsibilities

• Review and determine pricing and coverage terms in renewal processes.
• Negotiate renewal policies with partner agents.
• Provide technical assistance regarding policy provisions.

Skills

Analytical Skills

Communication

Collaboration

Sales Ability

Risk Evaluation

Education

Bachelor's Degree or equivalent experience

Tools

Salesforce

Insurity

Job description

Pie's mission is to empower small businesses to thrive by making commercial insurance affordable and as easy as pie. We leverage technology to transform how small businesses buy and experience commercial insurance.

Like our small business customers, we are a diverse team of builders, dreamers, and entrepreneurs who are driven bycore values and operating principles that guide every decision we make.

The Renewals Underwriter II will provide renewal quoting production and meet renewal retention goals. You will initiate contact with partner agents to discuss and negotiate renewal policies. You will also determine eligibility for new coverage and policies, including quoting and selling. As part of Pie’s Underwriting team you’ll be responsible for not only the day-to-day decision making, but also providing guidance and expertise for how our underwriting evolves, grows and scales as we press forward.

How You’ll Do It

• Review individual risks within renewal processes, and determine pricing and coverage terms in conjunction with Pie's guidelines.
• Check for accuracy of information and verify premiums, proofread policies, handle clerical processing of policies throughout the policy term.
• Quickly and effectively decide each request through the use of Pie’s underwriting guidelines and known risk exposures and loss frequency and severity.
• Achieve profitable growth through appropriate risk evaluation.
• Build and maintain outstanding customer relationships.
• Prioritize and resolve customer inquiries for documentation or support.
• Provides technical assistance to the sales team and customers regarding policy and endorsement provisions and underwriting acceptability for designated insurance coverage.
• Maintain strong industry knowledge on commercial insurance underwriting concepts and changes in market/account positions.
• Develop and maintain full knowledge of all forms, coverage ratings and manuals for the specific lines of business being underwritten.
• Participate in review and evaluation of risk portfolio, make recommendations on book management issues.
• Provide regular feedback and suggestions for process improvement and assist with development of new processes.
• Participate in testing of new systems and system updates to ensure they are working as expected.
• Take on other tasks, responsibilities and projects as needed.

The Right Stuff

• Bachelor's Degree or equivalent experience with some college coursework is preferred.
• 3-5 years of commercial insurance experience required.
• 1 year of renewal underwriting experience is required; 3 years of experience is preferred.
• Strong expertise in the California workers' compensation market is a huge plus.
• Intermediate to advanced knowledge of workers’ compensation class codes, loss mitigation strategies, and other underwriting concepts.
• Intermediate to advanced knowledge of commercial auto underwriting concepts including evaluation of multiple types of risks ranging from fleets of PPTs to Small Trucking.
• Ability to sell our product while simultaneously discerning risk characteristics within the direct to business market.
• Ability to balance the outstanding execution of processes while handling a high volume of transactions. Ability to balance competing priorities quickly and effectively.
• Experience using Insurity and Salesforce is highly preferred.
• Strong experience verifying businesses using external sites like OSHA and SAFER, Google, Yelp, LinkedIn, Facebook and other business information sites required.
• Active P&C license, or ability to quickly obtain it, is preferred.
• Strong communication: possesses the ability to communicate clearly and convincingly, deliver effective presentations, and present own views in a direct and open manner.
• Highly collaborative: demonstrates interpersonal and teamwork skills by considering the needs of others, developing and sustaining collaborative working relationships, prioritizing the needs of others.
• Ability to quickly and successfully embrace change and adapt effectively in response.

The use of AI in Application Review:To support a fair, efficient, and consistent hiring process, we use AI-powered tools to assist in the initial screening of applications. These tools help us identify qualifications and prior work experiences that align with the requirements of the role. All AI-reviewed applications are still subject to human oversight and decision-making at multiple stages of the process. By submitting your application, you acknowledge and consent to it being reviewed using these AI technologies to assist in our evaluation process.

Base Compensation Range

$70,000 - $90,000 USD

• Competitive cash compensation
• A piece of the pie (in the form of equity)
• Generous PTO
• Future focused 401k match
• Generous parental and caregiver leave
• Our core values are more than just a poster on the wall; they’re tangibly reflected in our work

Our goal is to make all aspects of working with us as easy as pie. That includes our offer process. When we’ve identified a talented individual who we’d like to be a Pie-oneer , we work hard to present an equitable and fair offer.We look at the candidate’s knowledge, skills, and experience, along with their compensation expectations and align that with our company equity processes to determine our offer ranges.

Each year Pie reviews company performance and may grant discretionary bonuses to eligible team members.

Location Information

Unless otherwise specified, this role has the option to be hybrid or remote. Hybrid work locations provide team members with the flexibility of working partially from our Denver office and from home. Remote team members must live and work in the United States* (*territories excluded), and have access to reliable, high-speed internet.

Additional Information

Pie Insurance is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, marital status, age, disability, national or ethnic origin, military service status, citizenship, or other protected characteristic.

Pie Insurance participates in the E-Verify program. Please click here , here and here for more information.

Pie Insurance is committed to protecting your personal data. Please review our Privacy Policy .

Safety First: Pie Insurance is committed to your security during the recruitment process. We will never ask you for credit card information or ask you to purchase any equipment during our interview or onboarding process.

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