Remote VP, Underwriting Manager

Western Alliance Bank; Town of Texas (WI); On-site; USD 140,000 - 200,000; Full time

Job summary

AmeriHome Mortgage, a Western Alliance Bank company, is seeking a VP of Underwriting to lead a team responsible for conventional, government and jumbo mortgage underwriting. The role requires hands-on management, policy adherence, and collaboration across departments to achieve production and quality goals.

The ideal candidate has extensive leadership experience in residential mortgage underwriting, strong knowledge of FHA/VA/conventional guidelines, and proficiency with Encompass LOS and MS

Qualifications

• 7+ years of related experience in Residential Mortgage Loan Underwriting or similar field.
• High school diploma required; Bachelor's degree in related field preferred.
• Previous leadership experience required.
• Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services.
• Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Advanced knowledge of mortgage loan products, lending principles and regulatory compliance. Extensive understanding of mortgage lending principles and underwriting guidelines including FHA, VA, and conventional loans, loan processing and automated underwriting systems.
• Knowledge of mortgage lending principles and underwriting guidelines including self‑employed borrowers, partnership, corporation tax return analysis, Appraisal Reviews, condo project reviews, Trust, Leasehold and Power of Attorney documentation.

Responsibilities

• Manage underwriters to ensure mortgage loans are underwritten following proper guidelines. Ensure team members are fully trained and current on company’s philosophy and policies/procedures.
• Manage and review day-to-day tasks escalated by team. Conduct underwriting review process to minimize risk while employing problem resolution techniques in approving loans.
• Train, coach and supervise all underwriters to the application of all company overlays and agency requirements. Evaluate the structure of the Underwriting team and plan for continuous improvement in efficiency and effectiveness.
• Develop and maintain a strong working relationship with other departments.
• Proven experience leading and developing offshore underwriting teams, including performance management, coaching, process optimization, and cross-functional collaboration.
• Lead and develop a team: responsible for hiring, coaching, performance management, training and development.

Skills

Leadership

Mortgage underwriting

Team management

Communication

Regulatory compliance

Education

High school diploma

Bachelor's degree preferred

Tools

Encompass LOS

MS Office

Job description

AmeriHome Mortgage, a Western Alliance Bank company, is seeking a VP of Underwriting to lead a team responsible for conventional, government and jumbo mortgage underwriting. The role requires hands-on management, policy adherence, and collaboration across departments to achieve production and quality goals.

The ideal candidate has extensive leadership experience in residential mortgage underwriting, strong knowledge of FHA/VA/conventional guidelines, and proficiency with Encompass LOS and MS