Remote Senior Mortgage Underwriter — Gov & Conventional

AmeriHome Mortgage Company, LLC; Nevada (IA); On-site; USD 61,992 - 75,768; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

Great 401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

AmeriHome Mortgage Company, LLC is seeking an experienced Mortgage Underwriter IV to assess Government and Conventional loan files, ensuring alignment with guidelines and investor requirements. The role spans Delegated, Non-Delegated, and Retail channels, with responsibilities for reviews, condition clearing, and customer communication.

The candidate should bring extensive mortgage underwriting experience, strong regulatory knowledge, and proficiency with Encompass and MS Office.

Qualifications

• 8+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
• High school diploma required.
• Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, and/or other residential mortgage products and services.

Responsibilities

• Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
• Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
• Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
• Underwrite loans across all of the channels (Delegated, Non-Delegated, Retail).

Skills

Underwriting

Regulatory knowledge

Communication

Team collaboration

Education

High school diploma

DE or SAR certification

Tools

Encompass

MS Office

Job description

AmeriHome Mortgage Company, LLC is seeking an experienced Mortgage Underwriter IV to assess Government and Conventional loan files, ensuring alignment with guidelines and investor requirements. The role spans Delegated, Non-Delegated, and Retail channels, with responsibilities for reviews, condition clearing, and customer communication.

The candidate should bring extensive mortgage underwriting experience, strong regulatory knowledge, and proficiency with Encompass and MS Office.