Remote VP, Consumer Lending Product

Guaranteed Rate Insurance, LLC; Illinois; On-site; USD 190,000 - 225,000; Full time

Benefits offered by this job

401(k) plan

Medical, dental, vision

Vacation benefits

Well-being programs

Life insurance

Commuter benefits

Job summary

Rate is seeking a VP of Product, Consumer Lending to own the end-to-end product strategy and growth roadmap within the Rate app, starting with home equity products and expanding to additional offerings.

You will lead fast-paced, hands-on development, collaborate with LOS (Encompass) and pricing platforms, ensure seamless integration across the lending stack, and drive data-driven decisions to improve user experience and loan demand.

Qualifications

• Minimum 5 years of hands-on product management in financial services.
• Proven track record launching and scaling Consumer Lending products end-to-end.
• Deep understanding of Consumer and Residential Lending products, regulations, and market dynamics.
• Strong knowledge of mortgage technology stack including Encompass LOS, document integration, and APIs.
• Excellent communication and influence with stakeholders at all levels.

Responsibilities

• Own end-to-end product strategy and roadmap within the Rate app, starting with home equity products.
• Drive rapid product development and launch cycles in a fast-paced environment.
• Lead hands-on product development from ideation through delivery to market.
• Collaborate with platforms including document integration, pricing platforms, and LOS (Encompass preferred).
• Work with compliance, legal, secondary markets, engineering, and other stakeholders.
• Develop innovative solutions to member engagement and loan demand.
• Ensure seamless integration of lending products within the platform.
• Drive continuous improvement in product features and user experience.
• Make data-driven decisions to optimize product performance and customer satisfaction.

Skills

Product management

Financial services

Mortgage technology

APIs

Data analysis

Education

Bachelor's degree in Computer Science, Engineering, or related field

Advanced degree in Computer Science or Engineering

Tools

Encompass LOS

Document integration systems

APIs & integrations

Job description

Rate is seeking a VP of Product, Consumer Lending to own the end-to-end product strategy and growth roadmap within the Rate app, starting with home equity products and expanding to additional offerings.

You will lead fast-paced, hands-on development, collaborate with LOS (Encompass) and pricing platforms, ensure seamless integration across the lending stack, and drive data-driven decisions to improve user experience and loan demand.