Remote Underwriting Analyst: Build the Risk Engine

BILL; California (MO); Hybrid; USD 91,000 - 108,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement plan

Paid holidays

Wellness days

Job summary

BILL is seeking an Underwriting Analyst to join our Risk team in the United States. This role focuses on building the risk infrastructure from the ground up, analyzing commercial exposures from small business to multinational institutions, and delivering data-driven credit strategies.

You will work with GAAP/IFRS standards, employ quantitative credit models, and contribute to PD estimation adjustments based on the business cycle. This is a unit with high impact and growth potential within BILL.

Qualifications

• Bachelor's degree in finance, accounting, economics, business, or statistics.
• 5 years’ experience rating and/or underwriting at a leading financial institution or rating agency.
• Familiarity with Moody's RiskCalc or other quantitative credit models.

Responsibilities

• Develop and maintain credit strategies, processes, and procedures.
• Analyze and underwrite exposures based on fundamental analysis and predictive models.
• Develop and maintain credit loss forecasts.
• Establish and maintain performance tracking to ensure strategies and forecasts perform as expected.
• Design tests and evaluate financial impact of treatments to drive improvements.
• Conduct periodic reviews for accurate execution.

Skills

Credit analysis

Underwriting

Financial analysis

GAAP/IFRS

Education

Bachelor's in finance/economics

Job description

BILL is seeking an Underwriting Analyst to join our Risk team in the United States. This role focuses on building the risk infrastructure from the ground up, analyzing commercial exposures from small business to multinational institutions, and delivering data-driven credit strategies.

You will work with GAAP/IFRS standards, employ quantitative credit models, and contribute to PD estimation adjustments based on the business cycle. This is a unit with high impact and growth potential within BILL.