Mortgage Underwriter

TEKsystems; San Antonio (TX); Remote; Full time

Job summary

A leading provider of business and technology services is seeking experienced Mortgage Underwriters to support loan processing for broker clients. This fully remote role involves evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. Candidates should have strong knowledge of mortgage laws and regulations, with a focus on FHA, VA, and conventional lending guidelines. The position offers competitive pay and a range of benefits.

Benefits

Medical, dental & vision

401(k) with pre-tax and Roth options

Life Insurance

Disability coverage

PTO, Vacation, Sick Leave

Qualifications

• 3+ years of mortgage underwriting experience required.
• Strong understanding of FHA, VA, and conventional loan underwriting.

Responsibilities

• Review and assess files submitted by broker clients.
• Collaborate within the structured loan process focusing on underwriting.

Skills

Mortgage Underwriting

Compliance

Risk Assessment

Tools

Automated Underwriting Systems

Job description

*Description*

* Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.

1. Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
2. Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
3. Workflow Coordination: Collaborate within Pennymac's structured, end-to-end loan process, focusing solely on underwriting scope.
4. Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.

*Additional Skills & Qualifications*

1. 3+ years of mortgage underwriting experience required
2. Solid knowledge of mortgage underwriting and of basic automated underwriting systems
3. Proficiency with automated underwriting systems
4. Knowledge of mortgage laws and regulations, including Home Mortgage Disclosure Act
5. Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
6. Loss mitigation or servicing underwriters are disqualified
7. Strong understanding of FHA, VA, and conventional loan underwriting
8. Remote position; must reside in certain states
9. Training in EST for up to 90 days, 11-6 EST

*Pay and Benefits*

The pay range is $31.00/hr. Eligibility for benefits depends on employment classification and duration. Benefits may include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital coverage
• 401(k) with pre-tax and Roth options
• Life Insurance (Voluntary Life & AD&D)
• Disability coverage
• HSA
• Transportation benefits
• Employee Assistance Program
• PTO, Vacation, Sick Leave

*Workplace Type*

This is a fully remote position.

*Application Deadline*

The position closes on May 23, 2025.

About TEKsystems and TEKsystems Global Services

We are a leading provider of business and technology services, helping accelerate business transformation. With over 80,000 employees, we serve more than 6,000 customers globally, including 80% of the Fortune 500. Our expertise spans strategy, design, execution, and operations, delivering impactful business outcomes. Learn more at TEKsystems.com.

The company is an equal opportunity employer, considering all applications regardless of race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, or any protected characteristic.