Remote Senior Investment Mortgage Underwriter

F-Prime Capital; Omaha (NE); Remote; USD 90,000 - 140,000; Full time

Job summary

Unison is seeking a Mortgage Underwriter (Investment Underwriter) for its Operations team to assess risk in residential real estate investments. You will conduct due diligence across valuation, credit, and income analysis, applying disciplined judgment and leveraging Unison’s data-driven tools.

This is a remote position within the United States. You will also contribute to process improvements and automation initiatives, partnering with Product, Technology, and Operations to ensure data

Qualifications

• Bachelor’s degree or equivalent professional experience.
• 2+ years of experience in residential mortgage, real estate, or investment underwriting.
• Strong understanding of property valuation, credit analysis, income underwriting, and residential real estate risk factors.
• Experience handling underwriting exceptions and escalations with sound judgment and clear documentation.

Responsibilities

• Perform comprehensive underwriting reviews of residential real estate investments, including property valuation, applicant credit, and income analysis.
• Review and assess residential appraisals to ensure compliance with underwriting guidelines and valuation standards.
• Review home inspection reports and document findings clearly and consistently.
• Conduct income underwriting and calculate qualifying income to support credit decisioning.
• Escalate complex or higher-risk transactions with guidance and sound judgment.
• Perform quality control reviews and internal audits to ensure consistency and adherence to guidelines.
• Provide feedback to refine underwriting systems and decisioning models.
• Partner with Product, Technology, and Operations teams on automation and tooling initiatives.
• Stay informed on PropTech and FinTech trends to improve underwriting quality and efficiency.
• Contribute to a collaborative team environment and mentor peers.

Education

Bachelor’s degree in finance, economics, business, real estate, or related field

Job description

Unison is seeking a Mortgage Underwriter (Investment Underwriter) for its Operations team to assess risk in residential real estate investments. You will conduct due diligence across valuation, credit, and income analysis, applying disciplined judgment and leveraging Unison’s data-driven tools.

This is a remote position within the United States. You will also contribute to process improvements and automation initiatives, partnering with Product, Technology, and Operations to ensure data