Remote Senior Data Scientist - Credit Policy

CoinBucha; California; Remote; USD 188,000 - 282,000; Full time

Job summary

Block, Inc. (Square Financial Services) seeks a Staff Data Scientist in Credit Policy to own end-to-end policy design, governance, and experimentation.

You will evaluate novel data signals and build decisioning logic that drives growth while ensuring safety, soundness, and regulatory compliance. You will partner with risk, compliance, and audit teams to implement policy changes and produce reporting for leadership and regulators.

Qualifications

• 8+ years of related experience with a Bachelor's degree; or 6+ years and a Master's degree; or a PhD with 3+ years experience; or equivalent experience.
• Degree in a technical field (CS/Math/Statistics/Physics/Engineering); strong track record of scientific research or advanced degree.

Responsibilities

• Apply a rigorous scientific mindset to underwriting new customer segments and design of policy strategies.
• Own credit policy governance: documentation, change logs, and reporting to risk committees.
• Design experiments for credit products with clear hypotheses, metrics, and guardrails.
• Review experiment designs for statistical rigor, sample sizing, risk exposure, and regulatory alignment.
• Form policy guidelines and frameworks to scale portfolios while meeting profitability targets.

Skills

SQL

Python

Data visualization

Experiment design

Policy governance

Stakeholder comms

Risk management

Quantitative intuition

Education

Bachelor's degree in technical field

Master's degree preferred

PhD with 3+ years experience

Job description

Block, Inc. (Square Financial Services) seeks a Staff Data Scientist in Credit Policy to own end-to-end policy design, governance, and experimentation.

You will evaluate novel data signals and build decisioning logic that drives growth while ensuring safety, soundness, and regulatory compliance. You will partner with risk, compliance, and audit teams to implement policy changes and produce reporting for leadership and regulators.