Remote Senior Credit Risk Modeler — Auto Lending Analytics

Flagship Financial Group; United States; Hybrid; USD 105,000 - 155,000; Full time

Benefits offered by this job

Annual incentive bonus

Full benefits package

Job summary

Flagship Financial Group seeks a Senior Credit Risk Modeler to develop, maintain, and enhance originations models, including PD frameworks and pricing. You will join an established team of senior quantitative analysts to drive model-based decisions.

You will join an established team, own the originations modeling suite, validate performance, document governance, and mentor junior analysts while collaborating with Credit, Risk, and Technology.

Qualifications

• 4-7 years of hands-on experience in quantitative model development.
• Experience in auto finance, consumer lending, credit risk modeling, or related financial services.
• Bachelor's degree required; master's or PhD preferred for advanced level.
• Strong knowledge of statistical techniques, predictive modeling, and model validation.

Responsibilities

• Develop, maintain, and enhance originations models, including application scoring, PD frameworks, LTC, and pricing.
• Analyze credit attributes and portfolio data to identify risk drivers and calibrate models.
• Work with raw credit bureau data, parse tradeline data, and construct custom attributes for modeling.
• Validate and monitor model performance against outcomes and support recalibration cycles.
• Document model lifecycle and governance to support independent validation and regulatory review.
• Collaborate cross-functionally with Credit, Risk, Operations, and Technology to drive decisions.
• Mentor junior analysts and contribute to the growth of the Quantitative Analysis team.

Skills

Python

R

Data analysis

Communication skills

Problem solving

Education

Bachelor's degree in Statistics, Mathematics, Engineering, Finance, Economics, Data Science, or a related field

Master's degree or PhD preferred

Tools

Python

R

Job description

Flagship Financial Group seeks a Senior Credit Risk Modeler to develop, maintain, and enhance originations models, including PD frameworks and pricing. You will join an established team of senior quantitative analysts to drive model-based decisions.

You will join an established team, own the originations modeling suite, validate performance, document governance, and mentor junior analysts while collaborating with Credit, Risk, and Technology.