Remote Senior Commercial Credit Analyst

Socket.dev; Middletown (RI); On-site; USD 90,000 - 120,000; Full time

Job summary

BankNewport in Rhode Island seeks a Senior Commercial Credit Analyst to analyze financial statements and underwriting for CRE and C&I loans. You will prepare credit approval memorandums, evaluate risk, and work with loan officers to set credit criteria.

You will perform due diligence, generate financial analyses, and assign risk ratings while ensuring compliance with banking regulations. The role supports a hybrid work model with in-person attendance as needed.

Qualifications

• College degree, formal credit training, or 5+ years of bank commercial loan analysis experience (CRE and C&I).
• Strong analytical and interpretive skills.
• Detailed knowledge of banking laws, rules and regulations.

Responsibilities

• Analyze and interpret financial statements for commercial loan customers and prospects.
• Prepare credit approval memorandums and communicate conclusions to management.
• Spread, analyze, and interpret financial statement information; assess risk and assign appropriate risk ratings.

Skills

Analytical skills

Communication skills

Written communication

Regulatory knowledge

Attention to detail

Multitasking

Education

Finance/Banking degree

Credit training

Tools

nCino

Excel

Word

Job description

BankNewport in Rhode Island seeks a Senior Commercial Credit Analyst to analyze financial statements and underwriting for CRE and C&I loans. You will prepare credit approval memorandums, evaluate risk, and work with loan officers to set credit criteria.

You will perform due diligence, generate financial analyses, and assign risk ratings while ensuring compliance with banking regulations. The role supports a hybrid work model with in-person attendance as needed.