Remote Regulatory Counsel: US Payments & Fintech Licensing

Airwallex; Northern (KY); Hybrid; USD 150,000 - 210,000; Full time

Job summary

Airwallex is seeking a Regulatory Counsel to support regulatory matters across the Americas, focusing on payments, licensing, money transmission and related requirements. This remote role is based in the US, with opportunities to collaborate across the Americas.

You will advise on licensing, registrations, and regulatory filings, and partner with Product Legal, Compliance and Risk teams to navigate the evolving US regulatory landscape.

Qualifications

• Qualified lawyer with 5 years of relevant post-qualification experience.
• Regulatory, financial-services or fintech experience gained in‑house, in private practice or at a financial institution.
• Exposure to payments, money transmission, e‑money, FX, remittances, card issuing, digital financial services or another closely related regulatory area.
• Working understanding of the US financial‑services regulatory environment, with an interest in developing deeper expertise in state money‑transmitter licensing and payment flows.
• Ability to research complex legal and regulatory questions and translate findings into clear, practical advice.
• Strong written and verbal communication skills, with the ability to explain legal topics to non‑lawyers.
• Strong collaboration and stakeholder‑management skills, including the judgment to escalat[e] issues appropriately.
• Proactive, organized and ownership‑oriented, with the ability to manage multiple priorities and deadlines in a fast‑paced environment.
• Comfortable working through ambiguity, learning quickly and operating as part of a global team.

Responsibilities

• Support regulatory legal matters relating to Airwallex’s business across the Americas, including advice on existing licenses and registrations and potential future applications.
• Research and summarize developments in payments and financial services regulation, identifying potential impacts on business operations and strategic objectives.
• Partner with Product Legal, Regulatory Compliance, Risk and Financial Crime Compliance teams on regulatory questions involving money transmission, stored value, FX, remittance, card issuing and related financial-services products.
• Support Product, Strategy, Management and Commercial teams on new market entry, license expansion and regulatory mapping for new products and features.
• Analyze how funds move through different payment structures and help identify the applicable licensing and regulatory requirements, escalating complex issues when appropriate.
• Provide clear, practical legal guidance and risk assessments to cross‑functional stakeholders, with appropriate support from senior counsel and external advisers.
• Support the management of external legal counsel and consultants, including preparing instructions, reviewing advice and tracking deliverables and costs.
• Assist with regulatory filings, submissions and responses in relevant Americas jurisdictions in partnership with Regulatory Compliance and senior legal counsel.
• Monitor regulatory developments and help translate changes into practical guidance, procedures and implementation requirements.
• Leverage AI and other tooling to improve the scale, efficiency and effectiveness of the Regulatory Legal team.
• Contribute to government‑relations and policy work, including research and preparation for outreach to legislators and regulatory agencies.

Skills

Regulatory experience

Fintech regulatory

Money transmission

US regulations

Regulatory licensing

Legal writing

Stakeholder mgmt

Research skills

In-house experience

AI tooling

Education

Qualified lawyer

Tools

RegTech tools

Job description

Airwallex is seeking a Regulatory Counsel to support regulatory matters across the Americas, focusing on payments, licensing, money transmission and related requirements. This remote role is based in the US, with opportunities to collaborate across the Americas.

You will advise on licensing, registrations, and regulatory filings, and partner with Product Legal, Compliance and Risk teams to navigate the evolving US regulatory landscape.