Remote Premium Accounting Manager – Reconciliation Lead

Blue Bear Capital; San Francisco (CA); Remote; USD 120,000 - 150,000; Full time

Benefits offered by this job

Equity stock options

Unlimited PTO

Medical insurance

401(k) plan

Tuition assistance

Job summary

Delos Insurance Solutions is seeking a Premium Accounting Manager to own premium accounting and insurance finance operations across Delos programs. This role manages bordereaux reporting, carrier billing and remittance, premium accounting, cash reconciliation, and end-to-end carrier reconciliations.

This hands-on position requires meticulous attention to detail, on-time monthly deadlines, and the ability to investigate and resolve discrepancies.

Qualifications

• 5+ years of experience in premium accounting, insurance finance/reporting, MGA/carrier operations, or a related field.
• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• Experience with bordereaux, carrier statements, billing/remittance, and insurance reconciliations.
• Strong knowledge of premium, commissions, fees, taxes, endorsements, cancellations, refunds, and carrier settlements.
• Advanced Excel or Google Sheets skills with experience reconciling large transaction-level data sets.
• Ability to reconcile data across policy systems, payment platforms, bank activity, carrier reports, and accounting records.
• Strong organization, problem-solving, attention to detail, and ability to manage multiple recurring deadlines.

Responsibilities

• Own monthly bordereaux and recurring carrier/program reporting, including premium, commissions, fees, cancellations, and endorsements.
• Maintain carrier and program reporting calendars, templates, deadlines, and submission requirements.
• Validate policy and transaction data against billing, payment, and financial records before submission.
• Ensure reporting ties to billing and remittance activity and manage corrections, resubmissions, and carrier questions.
• Translate carrier-specific requirements into accurate, repeatable reporting processes.
• Own recurring carrier billing and settlement support, including premium, commissions, fees, taxes, return premium, and net amounts due.
• Prepare carrier statements, invoices, remittance schedules, and payment support.
• Reconcile billed and collected premium across payment platforms, bank activity, ACH/wires, and other sources.
• Investigate and resolve differences related to endorsements, cancellations, refunds, chargebacks, commissions, and timing.
• Maintain accurate schedules of receivables, payables, unapplied cash, and outstanding settlement items.
• Perform monthly carrier and program reconciliations across policy data, bordereaux, carrier statements, payments, bank activity, and accounting records.
• Maintain carrier/program rollforwards showing balances, activity, payments, adjustments, and outstanding items.
• Investigate root causes of discrepancies and coordinate with internal teams and carrier partners to resolve them.
• Maintain organized documentation and audit trails that allow balances to be traced to source data.
• Support month-end close for premium, commissions, fees, receivables, payables, and cash activity.
• Identify and support required accruals, reclasses, and accounting adjustments.
• Respond to carrier, auditor, and management requests with accurate documentation.
• Maintain SOPs, controls, and checklists for recurring reporting, billing, payment, and reconciliation processes.
• Identify opportunities to automate reporting, billing, reconciliations, and exception management.
• Improve templates, controls, and reconciliation tools to reduce manual work and reporting risk.
• Partner with Finance, Operations, Product, and Engineering to improve data quality and financial reporting.
• Build scalable processes as Delos adds carriers, products, states, and transaction volume.

Skills

Premium accounting

Insurance finance

Bordereaux reporting

Excel

Data reconciliation

Attention to detail

Education

Bachelor's degree

Tools

Accounting software

Job description

Delos Insurance Solutions is seeking a Premium Accounting Manager to own premium accounting and insurance finance operations across Delos programs. This role manages bordereaux reporting, carrier billing and remittance, premium accounting, cash reconciliation, and end-to-end carrier reconciliations.

This hands-on position requires meticulous attention to detail, on-time monthly deadlines, and the ability to investigate and resolve discrepancies.