Remote NC Licensed Mortgage Loan Officer — High Earnings

West Capital Lending, Inc.; Raleigh (NC); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

100% remote work environment

Commission-based compensation

Marketing and operational support

Flexible schedule

Growth opportunities within a scaling

Growth opportunities within a scaling

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer for a 100% remote role focused on Raleigh market, requiring an active North Carolina NMLS license. You will manage the loan process from application through closing in a virtual setting.

Originate residential mortgage loans (Conventional, FHA, VA, Non-QM), build client relationships, and guide borrowers with clear, timely communication while ensuring compliance across files and teams.

Qualifications

• Active North Carolina Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Skills

Customer communication

Relationship building

Remote work

Sales skills

Self-motivated

Tools

Loan origination systems

Digital documentation tools

Job description

Location: Remote (Must be licensed in North Carolina; Raleigh market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Raleigh, NC. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active North Carolina Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization