Loan Officer

West Capital Lending, Inc.; Charlotte (NC); Remote; USD 70.000 - 110.000; Vollzeit

Benefits dieser Stelle

Competitive commission structure

Remote work environment

Marketing and operational support

Flexible schedule

Zusammenfassung

West Capital Lending is seeking a motivated Loan Officer to originate residential mortgage loans and manage the loan process from application through closing in a remote, Charlotte-focused environment. The role emphasizes client relationships, timely communication, and adherence to lending guidelines.

The ideal candidate holds an NC LO license, has 2+ years of experience, and can work independently with digital documentation tools.

Qualifikationen

• Active North Carolina Loan Originator license is required.
• 2+ years of experience as a Loan Officer or Mortgage Lender preferred.
• Strong knowledge of mortgage products and underwriting guidelines.

Aufgaben

• Originate residential mortgage loans including Conventional, FHA, VA, and Non-QM.
• Build and maintain relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan process from application to closing in a virtual environment.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure files meet federal, state, and investor compliance.

Kenntnisse

NC LO license

Communication

Sales ability

Remote work

LOS proficiency

Ausbildung

NMLS license (NC)

Tools

Loan Origination Systems

Jobbeschreibung

Location: Remote (Must be licensed in North Carolina; Charlotte market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Charlotte, NC. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active North Carolina Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization