Remote Mortgage Underwriter — FHA/VA Guideline Expert

Stock Yards Bank & Trust

Louisville (KY)

Hybrid

USD 60,000 - 80,000

Full time

3 days ago

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Job summary

Stock Yards Bank & Trust is seeking a Mortgage Loan Underwriter. You will analyze mortgage loan documents, interpret investor guidelines (FHA/VA/FNMA) and assist staff with underwriting decisions. The role supports compliance and updates on guideline changes.

The position requires 1–2 years of experience in mortgage underwriting and DE authority for FHA is preferred. Hybrid work with monthly attendance at the Louisville office is expected.

Qualifications

Education: High school/GED.
Experience: 1–2 years approving or denying mortgage loan files per guidelines.
DE authority for FHA is required or must be held.

Responsibilities

Analyze and interpret loan documents to ensure compliance with bank and investor policies.
Interpret guidelines (FHA, VA, FNMA, etc.) and decide loan acceptance or denial.
Research and provide in-depth file analysis for denial or possible approval decisions.
Assist mortgage staff with interpretation of product guidelines and approval conditions changes.
Provide staff updates on investor guideline changes.

Skills

FHA processing

VA processing

Conventional loan processing

Underwriting guidelines

Automatic Underwriting Systems

Attention to detail

Verbal communication

Problem solving

Fast-paced environment

Education

High school/GED education

Tools

DE authority (Direct Endorsement)

Automatic Underwriting Systems

Job description

The position requires 1–2 years of experience in mortgage underwriting and DE authority for FHA is preferred. Hybrid work with monthly attendance at the Louisville office is expected.

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