Remote Mortgage Underwriter — Due Diligence

Intercontinental Exchange Holdings, Inc.; Oregon; Hybrid; USD 65.000 - 85.000; Vollzeit

Benefits dieser Stelle

Healthcare (medical, dental, vision)

401(k) plan

Life insurance

Paid time off

Zusammenfassung

Intercontinental Exchange, Inc. is seeking a Credit Underwriter to review residential mortgage loan packages for completeness and adherence to program guidelines. You will identify exceptions, fraud risks, and data discrepancies while evaluating appraisals and alternative valuation products for accuracy.

You will manage a pipeline of loan files, document supporting facts, and ensure all reviews meet client requirements, reporting findings to the Team Lead and adhering to production targets.

Qualifikationen

• Experience underwriting residential mortgage loans.
• Familiarity with Jumbo Prime, Non-Prime, Conforming, Non-QM, and DSCR.
• Proficient with standard mortgage loan review software.

Aufgaben

• Ensure residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment.
• Assess all elements of the origination credit decision to the current credit analysis and address any variances.
• Confirm that all loan reviews meet the required program guidelines and cite any deviations or exceptions.
• Update all exceptions with the pertinent facts supporting the finding(s).
• Review the credit package to identify potential fraud risks.
• Review appraisals and alternative value products for conformity to client specified requirements to assess accuracy of the property valuation.
• Confirm all data discrepancies and note the source document(s) and circumstance(s) when appending comments.
• Document all compensating factors and mitigating attributes of the loan.
• Work loan assignments based on the instructions from the project Team Lead/Business Analyst.
• Adhere to minimum production requirements as communicated from the project Team Lead.
• Monitor all communication channels (Outlook, Teams, Phone) for company updates/announcements and requests from your colleagues/Team Lead.

Kenntnisse

Underwriting residential mortgages

Pipeline management

Attention to detail

Verbal & written communication

Tools

Microsoft Office

Jobbeschreibung

Intercontinental Exchange, Inc. is seeking a Credit Underwriter to review residential mortgage loan packages for completeness and adherence to program guidelines. You will identify exceptions, fraud risks, and data discrepancies while evaluating appraisals and alternative valuation products for accuracy.

You will manage a pipeline of loan files, document supporting facts, and ensure all reviews meet client requirements, reporting findings to the Team Lead and adhering to production targets.