Remote Mortgage Loan Originator - Miami/Fort Lauderdale

West Capital Lending, Inc.; Florida; Remote; USD 60,000 - 120,000; Full time

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer for a 100% remote role focused on the Fort Lauderdale/Miami area.

The successful candidate will manage the loan process from application through closing in a virtual environment, servicing residential clients with Conventional, FHA, VA, and Non-QM products. The ideal candidate is self-driven, knowledgeable in residential lending, and capable of coordinating with processing and underwriting teams while maintaining strong client

Qualifications

• Active NMLS loan originator license is required.
• 2+ years as a loan officer or mortgage originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficiency with loan origination systems and digital documentation tools.
• Bilingual English/Spanish is a plus, especially for the Miami market.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Communication skills

Sales skills

Relationship building

Remote work self-motivation

Bilingual English/Spanish

Mortgage products knowledge

Underwriting guidelines knowledge

Education

Active NMLS license

Tools

Loan origination systems

Digital documentation tools

Job description

West Capital Lending, Inc. is seeking a motivated Loan Officer for a 100% remote role focused on the Fort Lauderdale/Miami area.

The successful candidate will manage the loan process from application through closing in a virtual environment, servicing residential clients with Conventional, FHA, VA, and Non-QM products. The ideal candidate is self-driven, knowledgeable in residential lending, and capable of coordinating with processing and underwriting teams while maintaining strong client