Mortgage Loan Officer

West Capital Lending; Miami (FL); Remote; USD 60,000 - 110,000; Full time

Benefits offered by this job

Remote work

Commission potential

Wide loan product access

Marketing support

Flexible schedule

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to join a fully remote team focused on the Miami and South Florida market. You will manage the loan process from application to closing in a virtual environment.

You will originate residential mortgages (Conventional, FHA, VA, Non-QM), build relationships with clients and referral partners, and guide borrowers through applications with clear communication. Remote work with autonomous pipeline management.

Qualifications

• Active Loan Originator license (NMLS) is required.
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Bilingual English/Spanish is a strong plus for the Miami market.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Mortgage products knowledge

Underwriting guidelines

Communication and sales

Relationship-building

Remote work autonomy

Bilingual English/Spanish

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Miami and South Florida market. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools
• Bilingual (English/Spanish) is a strong plus, especially for the Miami market

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive ratesMarketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization