Remote Mortgage Loan Officer (Texas License Required)

Capfi Lending, LLC; Texas; Remote; USD 100,000 - 150,000; Full time

Job summary

CapFi Lending, LLC is seeking a Remote Mortgage Loan Officer licensed in Texas. You’ll originate loans with CapFi-provided leads and manage relationships from anywhere in Texas as an independent contractor on a 1099 basis.

The role offers strong earning potential with a commission plan that rewards producers, plus access to 50+ wholesale lenders and a full product menu. Transactions include conventional, FHA, VA, jumbo and non-QM options, with leadership actively originating to support your

Qualifications

• Active Texas MLO license (NMLS) required.
• 2+ years licensed, with loans closed in the last 12 months.
• Self-starter who runs their own business as a 1099 contractor.
• Broker experience is a plus; no trainees.

Responsibilities

• Review applications and conduct intro calls with leadership.
• Proceed with licensing and onboarding steps if there is a fit.
• Operate as an independent contractor paid on a 1099 basis.

Skills

Texas MLO license

2+ years licensed

Self-starter

1099 contractor

Job description

Built by loan officers, for loan officers.

Remote Mortgage Loan Officer (Texas License Required)

A growing Austin mortgage broker adding experienced producers anywhere in Texas.

We originate every day ourselves, so we know your day. You bring the relationships. We bring more than 50 wholesale lenders, a full product menu, and leads on top of your book. Let’s close more, together.

• Pay that rewards producers. A $100K+ earning opportunity with a competitive commission plan where you keep the lion’s share of what you produce.
• Your book, plus our leads. Keep growing your own referral business and work CapFi-provided leads on top of it.
• Say yes to more borrowers. More than 50 wholesale lenders, and we add new lenders when a scenario calls for it.
• A product for every client. Purchase and refi across conventional, FHA, VA and jumbo, plus a full non-QM lineup: DSCR, bank statement, P&L, asset depletion, ITIN, foreign national and more.
• Work from anywhere in Texas. No office, no commute, no clocking in.
• Leadership that originates. Work directly with partners Dustin Edwards and Clay Wilson, both working MLOs. No corporate layers.

Who we’re looking for

• Active Texas MLO license (NMLS)
• 2+ years licensed, with loans closed in the last 12 months.
• Self-starter who likes running their own business as a 1099 contractor
• Broker experience is a plus. No trainees.

What happens next for Mortgage Loan Officers

• We review your application.
• You have a quick intro call with Dustin or Clay.
• If it’s a fit, we walk you through licensing and onboarding steps.

Questions from Mortgage Loan Officers

How does the contractor model work?

You join as an independent contractor, paid on a 1099, not as a W-2 employee.

How do leads work?

CapFi provides leads on top of your own book of business.

Where can I work?

This role is remote, and you can work from anywhere in Texas.