Remote Mortgage Loan Officer – MI, Flexible Schedule

West Capital Lending; Justin (TX); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive commission structure

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is looking for a motivated and customer-focused Loan Officer to join our growing team. This remote position primarily serves clients in Michigan, requiring a self-driven individual knowledgeable in residential lending.

The ideal candidate will manage the loan process from application through closing, ensuring compliance and a smooth experience for borrowers. We offer a competitive commission structure, marketing support, and growth opportunities within a scaling organization.

Qualifications

• Active Loan Originator license (NMLS) required.
• 1+ year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.

Responsibilities

• Originate residential mortgage loans.
• Build and maintain strong relationships with clients.
• Guide borrowers through the loan application process.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure compliance with all loan files.
• Collaborate with processing and underwriting teams.

Skills

Loan Origination license (NMLS)

Mortgage product knowledge

Communication skills

Sales skills

Relationship-building skills

Ability to work independently

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in Michigan. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization