Mortgage Loan Officer

West Capital Lending; Traverse City (MI); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive commission

Flexible schedule

Autonomy over pipeline

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer for a remote role focused on Michigan clients, handling the loan process from application to closing in a virtual environment and originating residential mortgages.

The ideal candidate holds an active NMLS license, has 1+ year of LO experience and strong knowledge of mortgage products and underwriting. Excellent communication and sales skills, plus the ability to work independently from home with LO systems, are required.

Qualifications

• Active Loan Originator license (NMLS) required.
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Remote work

Communication

Sales experience

Relationship-building

Mortgage products

Tools

Loan origination systems

Digital documentation

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in Michigan. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM product
• Build and maintain strong relationships with clients, real estate agents, and referral partner
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirement
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation too

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization