Remote Mortgage Loan Funder & Closer

Rapid Mortgage Company; Cincinnati (OH); Remote; USD 55,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

Long-term disability insurance

401(k) with match

PTO & holidays

Career growth

Job summary

Rapid Mortgage Company is seeking a detail-oriented Mortgage Loan Funder to join our team in Cincinnati. The role focuses on preparing and reconciling closing disclosures, ordering funds, and ensuring timely funding while maintaining compliance with TRID and investor guidelines.

The ideal candidate will manage closing packages, communicate with title companies and loan officers, and uphold high standards of accuracy, organization, and customer service in a collaborative, remote-friendly

Qualifications

• Experience with Conventional, FHA, VA, USDA, and DPA loan products.
• Proficiency with Encompass Loan Origination System.
• Strong understanding of TRID regulations, CD balancing, and loan documentation.

Responsibilities

• Create accurate Closing Disclosures.
• Obtain borrower, title company and Loan Officer approval.
• Prepare and deliver on time closing package to settlement agent.
• Order funds for closing.
• Confirm funds receipt 24 hours before closing.
• Field incoming calls and correspondence.
• Enhance relationships with title companies, partners and clients.
• Review and clear Compliance Alert (Mavent) fails/warnings.
• Clear Funding conditions.
• Complete closing instructions for settlement agent.
• Ensure compliance with federal, state, and investor regulations.
• Monitor and meet daily/monthly funding goals and deadlines.

Skills

Loan product knowledge

Encompass LOS

TRID and closing docs

Tools

Encompass LOS

Job description

Rapid Mortgage Company is seeking a detail-oriented Mortgage Loan Funder to join our team in Cincinnati. The role focuses on preparing and reconciling closing disclosures, ordering funds, and ensuring timely funding while maintaining compliance with TRID and investor guidelines.

The ideal candidate will manage closing packages, communicate with title companies and loan officers, and uphold high standards of accuracy, organization, and customer service in a collaborative, remote-friendly