Remote Life Underwriting Auditor & Risk Controls

Manulife; Yorktown (VA); Remote; USD 92,000 - 160,000; Full time

Benefits offered by this job

Competitive compensation

Benefits package

Career growth opportunities

Job summary

Manulife is seeking a Life Underwriting Auditor to conduct post-issue audits of underwriting initiatives, assess technical accuracy and guideline adherence, and provide actionable insights that align decisions with pricing, mortality assumptions, and regulatory requirements.

This remote US role collaborates with Underwriting Management, Risk, Training, and Innovation to develop corrective action plans, support risk governance, and help translate audit findings into training and guideline

Qualifications

• Several years of life underwriting experience with medical and financial underwriting.
• Strong understanding of underwriting guidelines and risk selection principles.
• Ability to interpret complex medical/financial information and assess risk.
• Excellent analytical and communication skills.

Responsibilities

• Conduct post issue audits and monitoring of new underwriting initiatives to assess technical accuracy, guideline adherence, quality of underwriter decisioning.
• Review underwriting decisions for medical, financial, and operational soundness, ensuring alignment with guidelines, risk appetite, and mortality assumptions.
• Identify material errors, trends, and themes in audit results and prepare structured reports and recommendations for management.
• Collaborate with Underwriting Management and Risk Management to develop CAPs and track remediation progress.
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Partner with Training to translate audit findings into targeted training and guideline clarifications.
• Provide input into innovation initiatives by testing impact on underwriting quality and risk.
• Assist with Targeted audits for Underwriting Innovation initiatives.
• Ensure audit documentation is complete, accurate, and suitable for internal audit and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics, and reporting.

Skills

Life underwriting experience

Analytical skills

Communication

Audit/reporting

Risk assessment

Collaboration

Education

Professional designations ALU/FALU/FLMI

Tools

Excel

BI tools

Job description

Manulife is seeking a Life Underwriting Auditor to conduct post-issue audits of underwriting initiatives, assess technical accuracy and guideline adherence, and provide actionable insights that align decisions with pricing, mortality assumptions, and regulatory requirements.

This remote US role collaborates with Underwriting Management, Risk, Training, and Innovation to develop corrective action plans, support risk governance, and help translate audit findings into training and guideline