Remote Life Insurance Advisor — Commission-Based Growth

Lumina Financial Solutions; Chattanooga (TN); Remote; USD 75,000 - 150,000; Full time

Benefits offered by this job

Fully remote

Multiple carrier access

Mentorship program

Onboarding & training

Bonuses & incentives

Career advancement

Job summary

Lumina Financial Solutions is seeking remote Life Insurance Agents and Brokers across the United States. Work as independent contractors with access to multiple carriers to tailor coverage for clients' goals, health, budget, and needs.

Roles focus on educating clients, presenting options, and guiding applications. Strong communication and sales experience help you build long-term client relationships in a flexible, performance-driven environment.

Qualifications

• At least 1 year of professional sales, advisory, client-facing, or related experience.
• Strong verbal and written communication skills.
• Ability to work independently in a remote environment.
• Professional and dependable; reliable internet and equipment.
• Ability to obtain and maintain the appropriate state insurance license.

Responsibilities

• Meet virtually with individuals and families to understand their financial protection needs.
• Educate clients on life insurance, living benefits, retirement planning concepts, and other financial protection strategies.
• Evaluate coverage options from multiple insurance carriers.
• Help clients select solutions appropriate for their goals, needs, and budget.
• Identify opportunities for advanced financial strategies and connect with specialists.

Skills

Sales experience

Communication

Remote work

Dependable

Tech readiness

License eligibility

Smartphone

Reliable internet

Job description

Lumina Financial Solutions is seeking remote Life Insurance Agents and Brokers across the United States. Work as independent contractors with access to multiple carriers to tailor coverage for clients' goals, health, budget, and needs.

Roles focus on educating clients, presenting options, and guiding applications. Strong communication and sales experience help you build long-term client relationships in a flexible, performance-driven environment.