Remote Life Insurance Advisor – Commission-Based

Lumina Financial Solutions; Johnson City (TN); Remote; USD 75,000 - 150,000; Part time

Benefits offered by this job

Fully remote work environment

Access to multiple carriers

Mentorship & professional development

Performance-based bonuses

Advancement opportunities

Travel opportunities

Job summary

Lumina Financial Solutions is seeking remote Life Insurance Agents and Brokers (Independent Contractors) to help individuals and families make informed financial decisions from a fully remote, nationwide setting.

Role emphasizes education, guidance, and leveraging multiple carriers to tailor coverage. Compensation is commission-based with bonuses and advancement opportunities based on performance.

Qualifications

• At least 1 year of professional sales or advisory experience.
• Strong verbal and written communication skills.
• Ability to work independently in a remote environment.
• Reliable internet access and a computer with webcam.
• Ability to obtain and maintain the appropriate state insurance license.

Responsibilities

• Meet virtually with individuals and families to assess protection needs.
• Educate clients on life insurance, living benefits, and retirement planning concepts.
• Evaluate coverage options from multiple insurers.
• Help clients select solutions aligned with goals and budget.
• Identify opportunities for more advanced financial strategies.
• Coordinate with specialists for annuities and retirement planning.

Skills

Sales experience

Communication skills

Remote work ability

Independent contractor

License eligibility

Job description

Lumina Financial Solutions is seeking remote Life Insurance Agents and Brokers (Independent Contractors) to help individuals and families make informed financial decisions from a fully remote, nationwide setting.

Role emphasizes education, guidance, and leveraging multiple carriers to tailor coverage. Compensation is commission-based with bonuses and advancement opportunities based on performance.