Remote KYC/AML Risk Analyst (Contract)

System One; Merrifield (VA); Remote; USD 90,000 - 120,000; Part time

Job summary

System One is seeking a Financial Intelligence Analyst to perform complex customer due diligence (CDD) and enhanced due diligence (EDD), analyze account activity, and support regulatory compliance across consumer and business relationships in a remote contract role.

You will review ownership structures, document risk assessments, develop RFIs, and collaborate with Compliance teams to ensure KYC, BSA/AML, and OFAC adherence while meeting SLAs and evolving industry guidance.

Qualifications

• Experience in KYC, AML, Compliance, Financial Crimes, Fraud Operations, Risk Management, Banking Operations, or related functions.
• Strong analytical, investigative, and critical-thinking skills.
• Ability to review and interpret complex documentation, ownership structures, and member information.
• Strong attention to detail and commitment to accuracy.
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a deadline-driven environment.
• Proficiency with Microsoft Office applications, including Excel, Word, Outlook, and Teams.

Responsibilities

• Perform Customer Due Diligence (CDD), Simplified Due Diligence (SDD), and business onboarding reviews in accordance with the organization's policies and regulatory requirements.
• Analyze member and business information to assess risk, identify potential concerns, and support informed onboarding and account maintenance decisions.
• Review organizational structures, beneficiary ownership information, business activities, and supporting documentation to ensure completeness and compliance.
• Develop and manage Requests for Information (RFIs) to obtain additional documentation or clarification necessary to complete reviews.
• Evaluate member responses and supporting evidence to determine sufficiency and identify when additional escalation or review is warranted.
• Document review findings, risk assessments, and recommendations in a clear, accurate, and audit-defensible manner.
• Apply risk-based decision making when evaluating businesses, ownership structures, industry classifications, and customer activity profiles.
• Monitor assigned work queues and manage reviews within established service level agreements (SLAs), quality standards, and regulatory timelines.
• Collaborate with Advisory, Quality Control, Quality Assurance, Business Services, and other business partners to resolve onboarding and risk-related concerns.
• Identify trends, process improvement opportunities, and emerging risks and provide recommendations to leadership to enhance operational effectiveness.
• Support implementation of new KYC procedures, workflow enhancements, testing efforts, job aids, and operational initiatives.
• Maintain current knowledge of BSA/AML regulations, FinCEN guidance, CIP, CDD requirements, and industry best practices.

Job description

System One is seeking a Financial Intelligence Analyst to perform complex customer due diligence (CDD) and enhanced due diligence (EDD), analyze account activity, and support regulatory compliance across consumer and business relationships in a remote contract role.

You will review ownership structures, document risk assessments, develop RFIs, and collaborate with Compliance teams to ensure KYC, BSA/AML, and OFAC adherence while meeting SLAs and evolving industry guidance.