Remote Indirect Funding Specialist (CA)

Golden 1; Sacramento (CA); Remote; USD 39,000 - 48,000; Full time

Job summary

Golden 1 Credit Union is seeking an Indirect Funding Specialist to handle advanced indirect processing, pre-funding review, and funding execution. You will validate dealer and third-party packages, ensure compliance, and coordinate disbursement and booking with internal teams.

You will also conduct final audits to align contracts with approved decisions and defend funding readiness, working remotely within California.

Qualifications

• 5+ years of related indirect lending, dealer services, consumer loan processing, funding, financial services, or regulated operations experience preferred
• Demonstrated experience with indirect vehicle loan contracts, collateral documentation, final audit, funding execution, booking, reconciliation, exception resolution, and operational controls required
• HS diploma or GED is required; related experience may be considered in lieu of degree

Responsibilities

• Perform advanced indirect processing, pre-funding review, and funding readiness functions
• Review dealer and third-party loan packages for completeness and accuracy
• Validate membership data, collateral, title, payoff docs, and approved terms
• Ensure tasks and stipulations are satisfied before funding and return incomplete packages for correction
• Conduct final audit and compliance review before funds are released
• Execute funding, disbursement, and booking within service-level expectations
• Investigate funding exceptions, discrepancies, and coordinate corrective actions
• Provide guidance to processors, underwriters, and dealer-facing teams

Skills

Indirect lending

Funding readiness

Documentation review

Quality control

Education

HS diploma or GED

Associate’s degree preferred

Equivalent experience considered

Job description

Golden 1 Credit Union is seeking an Indirect Funding Specialist to handle advanced indirect processing, pre-funding review, and funding execution. You will validate dealer and third-party packages, ensure compliance, and coordinate disbursement and booking with internal teams.

You will also conduct final audits to align contracts with approved decisions and defend funding readiness, working remotely within California.